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How much have you pay for health?

SomeRandom

Still learning to be wise
Staff member
Premium Member
This is probably more for Americans
(Since healthcare actually costs something there.)
But I’m still curious. How much has your healthcare cost you over the years?

If you’re comfortably saying so
 

We Never Know

No Slack
This is probably more for Americans
(Since healthcare actually costs something there.)
But I’m still curious. How much has your healthcare cost you over the years?

If you’re comfortably saying so

More than some, less than others.
Health coverage in the US is a scam.
 

RestlessSoul

Well-Known Member
I pay National Insurance as a % of my salary every month. That’s not voluntary, it’s a tax in all but name, but a tax specifically earmarked for the National Health Service, which is free at the point of use, for my state pension when I retire, and for unemployment or long term sickness benefits should I ever need them.

It works out at about 7.25% of my gross earnings.
 

an anarchist

Your local loco.
This is probably more for Americans
(Since healthcare actually costs something there.)
But I’m still curious. How much has your healthcare cost you over the years?

If you’re comfortably saying so
(As an American) Though on the internet I am a radical anarchist, in reality I fully reap the benefits of government care. I am covered by my state’s health insurance for low income, so I pay nothing besides what I pay in taxes every year. It covers everything, I’m using it for different therapies and psychiatry and general doctor visits and all my medications and medical procedures like I use the heck out of my government health insurance. It cost 0$ everything I do. I guess socialized healthcare would be pretty cool so everyone can get what I get.
 

Lyndon

"Peace is the answer" quote: GOD, 2014
Premium Member
If you qualify for medicare/medicaid disability, US health coverage is very good and pretty much free like any socialized country, however if you're working poor and your employer offers no health insurance you're pretty much screwed in USA, although if your poor enough there is some government medicaid assistance
 

SomeRandom

Still learning to be wise
Staff member
Premium Member
If you qualify for medicare/medicaid disability, US health coverage is very good and pretty much free like any socialized country, however if you're working poor and your employer offers no health insurance you're pretty much screwed in USA, although if your poor enough there is some government medicaid assistance
How much does that cover?
Just curious since we have that as well. And we have universal health care on top of that
 

Sirona

Hindu Wannabe
I'm German. I pay 15% of my meager pension for health care, which currently is the general standard for employees and retirees. The money is automatically deducted by the pension fund. In addition, you have to pay an extra 2% of your gross income per year (mostly for medication), 1% if you are chronically ill. I pay about 100 € per year for medication. Now you can calculate how much my pension is. :D
 

Lyndon

"Peace is the answer" quote: GOD, 2014
Premium Member
How much does that cover?
Just curious since we have that as well. And we have universal health care on top of that

For disabled it covers all medical and medications for free but has limited dental, vision and hearing coverage, and its through an HMO so you have limited choice of doctors, you can't just see any doctor, just the ones signed up to your plan, but that is still a lot
 

SomeRandom

Still learning to be wise
Staff member
Premium Member
For disabled it covers all medical and medications for free but has limited dental, vision and hearing coverage, and its through an HMO so you have limited choice of doctors, you can't just see any doctor, just the ones signed up to your plan, but that is still a lot
Oh I think my dad had that as a pensioner. But could see any doctor that “bulk billed” as we call it
 

Lyndon

"Peace is the answer" quote: GOD, 2014
Premium Member
Oh I think my dad had that as a pensioner. But could see any doctor that “bulk billed” as we call it
In Australia you can see any doctor that accepts Medicare, I believe, for me I can only see doctor's that are part of my Health Maintenance Organization, not any doctor that takes Medicare, if I need a doctor outside my HMO that can be arranged in urgent situations and emergencies, I can go to any Emergency room, but urgent cares I'm not certain if they have to accept the HMO
 

Sedim Haba

Outa here... bye-bye!
This is probably more for Americans
(Since healthcare actually costs something there.)
But I’m still curious. How much has your healthcare cost you over the years?

If you’re comfortably saying so

Pre-Obama-care: Your employer had a health-care package that you paid a portion of. Simple.

Post-Obama-'care': Absolute F**k-all scenario. Smallish Mid-size companies lost all health insurance packages.
My wife's full-time-job was seemingly being on hold trying to find health insurance.
An absolute cluster-F**k for middle-class Americans. She had to return to full-time
work ( RN ) for us to have any kind of health insurance, as my company could provide none.

Now I'm retired on Medicare. Feel sorry for the rest of you F**CKed over by Obama.
 

ChristineM

"Be strong", I whispered to my coffee.
Premium Member
In the UK, health care is paid for by National Insurance (and some tax) taken from a workers pay before they are paid. Typically NI costs 13% of your gross income. Although that reduces for high earners.

So UK health care is not free but paid for a little out of every pay cheque.

Here in France health care is paid for out of tax from 15% to 85% of cost the remainder is covered by private health insurance which you can buy various amounts of cover. Ours cost us around €2200 per year for the family.
 

Brickjectivity

Veteran Member
Staff member
Premium Member
Between 150 and 450 per month, depending upon the package. I choose once per year what to insure. The insurance covers part of visits to doctors, not the entirety and part of medicines. I can choose a package that pays me when I am disabled temporarily, another that pays me when I am disabled long term, a package to cover ophthalmologists, a package to cover dentistry, a package for this, a package for that.
 

SomeRandom

Still learning to be wise
Staff member
Premium Member
Pre-Obama-care: Your employer had a health-care package that you paid a portion of. Simple.

Post-Obama-'care': Absolute F**k-all scenario. Smallish Mid-size companies lost all health insurance packages.
My wife's full-time-job was seemingly being on hold trying to find health insurance.
An absolute cluster-F**k for middle-class Americans. She had to return to full-time
work ( RN ) for us to have any kind of health insurance, as my company could provide none.

Now I'm retired on Medicare. Feel sorry for the rest of you F**CKed over by Obama.
Geez your employer was responsible for your health care?

That’s awful. No offence.

Im so sorry for your wife. That sounds awful.

Our Medicare is paid for through taxes.
That you have to pay on top of that for healthcare is cruel imo. And from one of the wealthiest nations in the world. Wow.
I’m so sorry
 

MikeF

Well-Known Member
Premium Member
This is probably more for Americans
(Since healthcare actually costs something there.)
But I’m still curious. How much has your healthcare cost you over the years?

If you’re comfortably saying so

I'm in the US. I looked at this recently because a friend, who is self-employed and in his early sixties, could not find insurance coverage for less than $50,ooo annual premium and a $10,000 deductible.

So I looked, and our family coverage has a premium cost of $25,346 annually, of which we pay $5,126. It is a high deductible policy at $5,400. We also put $7,300 per year in a High Deductible Savings Plan that grows tax free if used for medical expenses only. In addition to this would be Medicare Tax deducted from payroll.
 
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