We don't know if it is or not. Many scientists do strongly believe that given the size of the universe, and the number of planets, the universe probably does have other intelligent life out there somewhere. Personally, I'd be more surprised to learn we are alone, and think that has much greater implications, than if there is a universe teeming with life. In all reality, we've barely seen but a small flake of the universe, and we've had visions of xrays and gamma rays, discovering many planets, but just do not currently have the means to actually explore those planets.
But, if we are the only, it still doesn't mean the universe is catered to us, or even this planet, as natural disasters destroy entire villages and there are a number of objects in heavens large enough to destroy life on the planet, with some of them coming close enough to make scientists run their calculations hundreds of times before assuring us we dodged a bullet....this time.