Apparently you do not understand that understanding is not the same thing as belief. If a young boy learns to ride a bicycle, he then understands how to ride a bicycle, it's not a matter of belief. Now there may be a case where another boy believes he can ride a bicycle and keeps falling off because he does not understand yet.. Do you see the difference?
This is true for all learning, the artist, the athlete, the scholar, etc... True understanding in whatever area of interest you have is not just understanding, it's also about what you do not understand. Belief can play a role at the beginning of an endeavor as a confidence thing that one will eventually gain mastery, ie. true understanding, but it naturally falls away as true understanding is realized.
Wrt religion since it seems to be a pet hatred of yours', you need to know that you would have to spend decades in, say for example, meditative practice to understand what the state of samadhi is in the context of cosmic being. And obviously you would need to believe it was real and attainable to make the sacrifice to devote that amount of time and effort out of your life to realize it. And it is probably true like the boy who keeps falling off his bike, that the aspirant's ego falls into a false belief at some point that they have realized enlightenment when it wasn't. So yes, belief is not understanding, but I dare say every aspirant that ever travels the path will have their falls due to mistaking belief for true understanding. As the saying goes, many are called but few are chosen.