If I wrong someone, and then I repay them and not you because I never wronged you, am I discriminating against you? Because that's the argument you're making.
Consider, perhaps:
1. Black people were effectively excluded from the Homestead Act which gave away millions of acres of land for free to white US settlers.
2. The most common professions undertaken by black people were specifically excluded from Social Security at the time this program was created and for many years after.
3. The Wagner Act, enacted at the same time as Social Security, allowed for creation of the labor unions that would catapult white America into the middle class. This Act allowed unions to exclude non-whites, and most unions were entirely white until the 1970's.
4. After WWII, when the New Deal enabled big financial aid for first time home buyers, black people were specifically excluded.
5. According to a
PBS article on this subject, "Between 1934 and 1962, the federal government backed $120 billion of home loans. More than 98% went to whites. Of the 350,000 new homes built with federal support in northern California between 1946 and 1960, fewer than 100 went to African Americans."
Consider also that the largest determinant of a person's income, education, and health, is that person's parents' income and education. Can you start to see why maybe the people whose great-grandparents were illiterate penniless slaves because of our laws, and whose subsequent family were systematically excluded from government programs to subsidize property ownership, should get a little bit of a boost from our government today?
We have a lot of mistakes of the past to make up for. That's just doing what's right. Believe it or not, I'm not advocating for white people to "hate themselves" or "see themselves as oppressors." I am white and while I'm not responsible for any of the factors that gave rise to the current unfair situation, I'm here now and I can help make things more fair at long last. I want to live in a more fair country, so this would actually benefit me as well as black people. This really isn't hard.