Thanks. Not only happy to help but I’ve walked the walk. It wasn’t always easy, but I’m happier for it. Both of my younger brothers make more money than I do; one 3X more and the other only slightly more (about 10-15K). The 3X more couldn’t wait to retire and now has at age 57. He would have retired earlier, but he, IMO, was overly generous in a divorce and had to spend 5 extra years restocking his retirement nest egg. I love my job and, while I am looking forward to retirement at 65, I’ll miss it.