Yes, I do believe that God judges us as Ecc. 12:14 and Ezekiel 33:20 says, and that in the end he will judge us for our ways. I then believe that something will happen to those God judges to be righteous, and something different will happen to those deemed wicked. Whether or not this is through a cleansing process of recarnation, or a heaven and hell concept, I can not say - but I do believe in an afterlife.
I do not believe that we all just die and that's it, that there is no afterlife. For I know that God judges us, and I would find it somewhat contradicting that all of our fates would result to nothing despite God judging some of us as good and some of us as bad - for what would be the purpose then of his judgment?