Okay, I agree. But that is not the same thing as "reparations." Reparations means making good on harms done in the past. Well, before we made things more accessible, those with handicaps couldn't get around as well. We can't fix that in retrospect, only try to do better going forward.
Yes, I agree that there are also people who are objectively disadvantaged due to nothing more than the attitudes of those around them … there are indeed racists, Islamophobes, homophobes; and there are misogynists, and any number of other ways we humans can hate, mistreat and abuse each other. It would be lovely if we could find ways to fix all of those things -- but I have to say in all seriousness that I don't think "reparations" is the way to do that. You can pay me something every time somebody hatefully calls me "***," but while I might enjoy the money, the hate and the hurt both remain in full force.