Is it true women pay more than men for health insurance in USA? If yes, then why?

[Smart_Guy]

Is it? And why, if yes?

Here we don't. But the point is, is there a good reason for that if it's true?

If you're not in USA, how is it where you live?

Edit:
This inquiry is for the initial subscription of the insurance, not the as-you-go payments using it thru it's validity.

 

[4consideration]

Is it? And why, if yes?

Here we don't. But the point is, is there a good reason for that if it's true?

If you're not in USA, how is it where you live?

I'm not really sure, but it stands to reason that a lot more women are having babies than men, so I would imagine that and birth control pills and abortion are things that are considered costs that women have that men don't have. The cost would be considered to apply to the person receiving the services, which would be women.

Where are you seeing this discussed? Where there any particulars mentioned?

edit: I can also think of more screening type services recommended for women than for men, so I'm thinking preventative care is likely to come out higher for women than for men.

 

[Smart_Guy]

I'm not really sure, but it stands to reason that a lot more women are having babies than men, so I would imagine that and birth control pills and abortion are things that are considered costs that women have that men don't have. The cost would be considered to apply to the person receiving the services, which would be women.

Where are you seeing this discussed? Where there any particulars mentioned?

I see. On a Youtube video there was a passing quick comment about it and I was like "really?", so I thought I'd ask. That also triggered the "why" in my mind if it is true. Since where I live this is not happening, I wondered about other countries as well.

Hmm, it seems like a valid reason because of the biological differences, but I still think why not give it a pass. Not sure about it tho, I'm just wondering. This also brings another point to my mind; what if the woman has a medical problem she can't bear babies. I think there should be an item in the regulations about it? Or maybe if there are different items in the insurance for it?

Actually, it is not a discussion more than inquiring. That's why the thread is not in a Discussion or a Debate section.

This is also about the membership of the insurance, not accumulating expenses; e.g. initial payment for the insurance card. I guess I'll have to mention this in the OP (?).

 

[4consideration]

I see. On a Youtube video there was a passing quick comment about it and I was like "really?", so I thought I'd ask. That also triggered the "why" in my mind if it is true. Since where I live this is not happening, I wondered about other countries as well.

Hmm, it seems like a valid reason because of the biological differences, but I still think why not give it a pass. Not sure about it tho, I'm just wondering. This also brings another point to my mind; what if the woman has a medical problem she can't bear babies. I think there should be an item in the regulations about it? Or maybe if there are different items in the insurance for it?

Actually, it is not a discussion more than inquiring. That's why the thread is not in a Discussion or a Debate section.

This is also about the membership of the insurance, not accumulating expenses; e.g. initial payment for the insurance card. I guess I'll have to mention this in the OP (?).

I just wanted to point out there is a difference between health care costs and health care coverage. I'm not sure what you mean about women with medical problems that can't have children.

I would assume if someone is talking about it in terms of women paying more for health care in the U.S. than men, that they are talking about the average cost of health care for women vs. the average cost of health care for men. I'm not aware of say, a regular general physical exam, having a different cost for women than for men. My general practitioner doctor's office has a flat fee for everyone, and I would guess that is normal. However, if talking about female (reproductive system) examinations, that is different.

 

[Smart_Guy]

I just wanted to point out there is a difference between health care costs and health care coverage.

Yes, I'm talking about the subscription fees. Not sure what terminology is used for that.

So, do woman without medical insurance memberships pay more than men to X medical insurance company, in the contract signing? (dunno how else to ask it!)

 

[Revoltingest]

Women also live longer than men, so this would raise cumulative costs.
And them wimins do love themselves some cosmetic surgery.

 

[Smart_Guy]

Women also live longer than men, so this would raise cumulative costs.
And them wimins do love themselves some cosmetic surgery.

Err... is that a yes or a no?

Also, shouldn't a health care insurance cover no cases like cosmetic surgery? It's a medical insurance, not a medical-related care package.

 

[Revoltingest]

Err... is that a yes or a no?
Also, shouldn't a health care insurance cover no cases like cosmetic surgery? It's a medical insurance, not a medical-related care package.

I don't know whose health care costs more.
Some cosmetic surgery is covered if deemed medically necessary.

 

[Smart_Guy]

Some cosmetic surgery is covered if deemed medically necessary.

Well yeah, those should be covered since "necessary" is something to be covered by an insurance. Example: for a damaged skin due to accidental house burning, it makes sense to have the medical insurance cover it within the necessary limits, but having tattoos or a nose job are not something that makes sense if covered by it.

 

[Smart_Guy]

Is any of you married and payed for medical insurance memberships, as in when signing the contract for the medical insurance, for yourself and you spouse? Is there a difference in the amount payed?

 

[columbus]

Here we don't. But the point is, is there a good reason for that if it's true?

Here in the USA women don't pay more for healthcare than men. They consume more, which in a capitalistic health care system will be reflected in your bill.
There are several reasons for this disparity in consumption.
One is that female bodies are more trouble prone. Men simply do not get breast or ovarian cancer or such the way women do. Men do not have uteruses, which also cause a lot of problems. The female body is just more likely to have expensive problems.

Also, all prenatal care is considered female health care. That is a lot of medicical expenses. It is because this is a feminist culture, and women have all legal rights concerning the unborn.

There is also a strong element of machismo in this culture. A woman who feels a little bad goes to the doctor. Many guys think that is not the right thing to do, preferring to tough it out. Asking for help is not the manly thing to do.

There are many reasons for women consuming more healthcare dollars than men. But they don't pay more for the healthcare they get.
Tom

 

[fantome profane]

Is it? And why, if yes?

Here we don't. But the point is, is there a good reason for that if it's true?

If you're not in USA, how is it where you live?

Edit:
This inquiry is for the initial subscription of the insurance, not the as-you-go payments using it thru it's validity.

I'm not sure exactly what you are talking about, and if anyone can provide some information that would be appreciated.

I don't think a woman would pay more for a broken arm than a man would, or for an appendectomy. But I think what this is about is the cost of things like gynecological exams and tests, and mammograms etc. Not to mention cost of birth control which is ususally paid for by the woman. I live in Canada and I think these things are covered to a greater extent then they are in the U.S. But I am not sure of all the details.

 

[Godobeyer]

I'm not really sure, but it stands to reason that a lot more women are having babies than men, so I would imagine that and birth control pills and abortion are things that are considered costs that women have that men don't have. The cost would be considered to apply to the person receiving the services, which would be women.

Where are you seeing this discussed? Where there any particulars mentioned?

edit: I can also think of more screening type services recommended for women than for men, so I'm thinking preventative care is likely to come out higher for women than for men.

also in family case ?
they both (husband and wife) suppose to share the pay!!
Why only women !
Sorry ,this is unfair !

 

[columbus]

also in family case ?
they both (husband and wife) suppose to share the pills !!!
Why only women !
Sorry ,this is unfair !

What is unfair?
The Pill only stops pregnancy if women take it. It doesn't matter if men do.

Tom

 

[Godobeyer]

What is unfair?
The Pill only stops pregnancy if women take it. It doesn't matter if men do.

Tom

lol

I meant "pay"
Sorry for typo error

 

[Shaul]

They both are charged more for insurance and use more health care services. Females account for about 60% of health care spending. There's nothing nefarious happening. They use more of the services therefore they pay more.

Should they get more benefits but pass the bill to others?

 

[Revoltingest]

Should they get more benefits but pass the bill to others?

To make life fair?

 

[columbus]

they both (husband and wife) suppose to share the pay

This is a feminist society.

Women can do whatever they want, regardless of what any man thinks.
Including their husband. A wife can abort her husband's baby if she decides to do so, and nobody can legally stop her.
Actually, the government will pay for the abortion under many circumstances. Usually not, but sometimes. It doesn't matter what the father wants or believes, somebody will pay.

Tom

 

[Shaul]

To make life fair?

How would that make it more fair?! It would make it less fair. The person that uses a service should pay for it. Isn't it bad enough that males die a half dozen years sooner? Imagine if females died six years sooner than males AND males used 60% of health care funding AND asked females to pay the same as males? There would be riots in the streets! Yet the reverse is true.

Are females lives worth more than males?

No, sir. The current circumstances of females paying for what they use are just and justified. If they don't care for it there is a ready remedy, don't use as much of the services, then their insurance rates would go down.

 

[Palehorse]

Women pay more because a foreign army has stolen our women and are making us pay to help them breed a heartier race.