I would like to go past the blame game between the two failed political parties of Democrat and Republicans and get your opinion on a viable solution to this mess. The ACA has helped some, but been very harmful to others (like myself). The plan (so far) that the GOP is pushing looks like it will be just as harmful by ,for one, cutting back Medicaid for folks that really need it. The only good thing I see with the GOP plan so far is that you don't have to buy it. So anyway, what I would like is for you to share your opinion as to what we need here in the USA.
Personally, I would like to see something along the lines of a Canadian style single payer system.
I assume that you are speaking in the hypothetical. America doesn't fix problems any more. There is no lack of answers, just a lack of an ability to implement them. The last president expended nearly all of his political capital in his first year-plus in office to try to help some 20 million Americans, the Congress fought him tooth and nail all the way, they never stopped trying to dismantle the program during his watch, and they began attempting to destroy it in earnest five minutes after he left office.
That's America today. It isn't about what the average American needs or wants any more. The 1% are in business, they seem intent on concentrating America's wealth in the pockets of a handful, their greed is limitless and insatiable, they appear to control the government, and nobody is going to stop them from profiting on illness or anything else. You say let's get past the blame game, but it's important to identify the problem and its source if there is a hope of fixing it rather than just thinking out loud. In my opinion, the health care problem has no solution as long as things are as they are, and I don't see how anybody is going to change what that is.
Too pessimistic? What matters is if its accurate. If it is, don't look to your government for any help. It's not there to help you. You'll have to solve your problems yourself if they're to be solved.