Sure, get the government to do that.
What does that mean?
There
are some things that can be handled much better collectively.
Just providing a choice. I imagine there's folks smart enough to figure out how to incentivize people for premium healthcare.
I'm not sure I understand what you're getting at here. "Incentivize people for premium healthcare?" Are you talking about incentivizing the lawmakers to enact better healthcare legislation; incentivizing the healthcare workers? the industry? the insurance providers?
Any single payer system would fit the definition of being socialized wouldn't it?
Broadly defined, yes, but I assumed this was a serious discussion, so i was speaking technically.
When I used socialized I was referring to the Beveridge model, where the hospitals are owned and administered by the government, and the medical personnel are civil servants, on government salary, like the police or fire departments.
Single payer (NHI) model: Private hospitals privately administered, Private employees, bills payed by the government. Government 'runs' nothing.
Five Countries - Health Care Systems -- The Four Basic Models | Sick Around The World | FRONTLINE | PBS
That's just one option. The government could also provide low cost loans or grants.
Wouldn't loans be just one more unnecessary expense, owed to a third party not involved in providing any care? You can get a loan from your bank or credit union.
Grants just incentivize providers to charge more and provide unnecessary services, so as to get the whole pie. They're also limited, so are unlikely to meet the needs of chronic or seriously ill patients.
The cheapest alternatives are single payer or socialized. In other countries these systems are a third to a half what we pay in the US, and provide superior care, with better outcomes.
Nowhere else can a family be bankrupted by medical expenses.