I would not like pinging and do not have that as a problem. I do get up a lot but I go back to sleep. I am not sure if it is because of the large dose of Melatonin I take.
Well, you and I are kind of in the same ball park on values and what is important in life, and on having adequate finances. I just have been unable to make that 'final decision' to retire and my husband is not pushing me to retire, he is completely neutral on the matter.... He will never say what he wants even if he has an opinion. He would not even say he wanted to retire but was forced out of state employment at age 73, they put him out on a bogus medical separation.
My husband is 10 years older than me but I am not sure I will outlive him the way things are going. His BP is really low and mine is borderline high, probably because I have more stress but also because heart disease runs in my family. My dad died of a heart attack at age 52.
If I finally retire, I do not plan to do any odd jobs because I never get bored.. What with 10 Persian cats and the forums and the three houses I do not even have time to think.
But I do not need the money so I don't have to work even now, let alone after I retire. I am waiting for the third house to be paid in full and then that will be the signal. Ask me why I don't know when that will be and that is another long story.
I think it will be by spring or summer of this year, but I don't know because I won't look at mortgage statements.
I have not chucked the houses because they are stable now that we got rid of that bad tenant and got the house completely fixed up and got new tenants. The other rental has a stable tenant but he owes me a lot of back rent. For now, I am just waiting patiently because I think he is honest, since I have been in this position before and he did pay it down. As for cars, ours are 1986 and 1999. I have never had any cars close to new and never wanted any..
So your wide will have the 15 miniature long-hair dachshunds (or as many as she can fit on the bed) and I will have as many Persian cats as I can fit onto the bed.
Usually it is my husband keeping them company though because I am on the computer while he watches TV in the bed most of the day.