In each of these hypotheses, would the universe still exist in the absence of a being to experience it?
There seems no way to answer this question, without taking a leap of faith in one direction or another.
I choose to believe that objective mind-independent reality does exist, but is ultimately unknowable to anything but itself, in it’s totality.
As for our subjective experience of that reality, I often run with a theory cobbled together from Descartes, Kant, and the Pareto Principle, whereby 80% is in the mind, and the other 20% is external but insistent.
When I went for a swim this morning, I do not think the water was dependent on me for it’s existence. There was the water and there was me, before we came together, though I have no rational method to justify this belief. My experience of it, meanwhile, was 80% my perception and 20% pretty damn cold in anybody’s language.