And it's not just insurance companies, it is the system that runs like a for-profit business, and little government intervention.
About 15 years ago one of the members of Beliefnet (an online debate forum much like this one) shared that her husband had been diagnosed with ALS. Her name is Lynn. They were both in their mid 40's, and she had to start taking care of him. He lost his job and insurance, but she still worked as a nurse and he was covered through her insurance. ALS has no cure, and it depends how long a person lives, so the care is very time consuming as the disease progresses.
After about a year she was diagnosed with breast cancer. She ended up losing her job and insurance because the treatment were so taxing. They lived in Florida and the ACA was just coming out. Florida did NOT join the Medicaid expansion. They had to sell their house, which they did not have a lot of equity since they were young and mortgages tend to require more interest payments and principle later in the terms. They had invitation to move to a state where there was medicaid, but they were both too sick to move.
After several years of more and more debt he died, and she was able to recover from cancer. She had to file for bankruptcy. Bankruptcy is no walk in the park. Generally a person has to liquidate all valuable assets, and can only keep basic things. A car can't be too new or valuable. The filers have to hire lawyers and that costs at least a few thousand that folks don't have. Bankruptcy courts might demand a person pay off certain debt over time, and this will prevent them from being able to recover from the bad luck life imposed on them. Life in the "greatest nation on earth". Do you feel lucky?
She is still alive but all this bad luck is just the lottery of life in a nation where healthcare is a business, not a system that actually helps offset these situations.
I am speechless. I don't know what to say.
I think that the Americans should understand that Europeans love them. Europeans wonder: "why don't Americans look at Europe, when it deals with healthcare?".
Americans should know they deserve public healthcare because health is a right.
Otherwise life becomes meaningless.