Carlita:
Interesting premise, but I don't think (1), (2) or (3) apply to me, at least not in this instance: Many years ago when I was in college I was engaged in an activity I liked and had no idea was wrong. OK, this might sound like I'm a nut job, but please bear with me. I then heard the words, "This is wrong." I heard them not with my ears, but in my thoughts. Although I was not thinking them.
Now, looking back I have wondered if I was insane, but dismissed the idea as improbable. For I'm now twice as old as I was then, and I never heard such a voice before or since. I mean, if this was some psychotic episode, why did it occur only then? If I was schizophrenic, wouldn't I hear voices, instead of one voice that only spoke to me once?
So for me, personally this was convincing evidence that either God exists, or someone communicated to me with telepathy--if such an ability is possible outside of science fiction. But what do you think, Carlita?