That is inconsistent with every mainstream Christian theological doctrine I have ever heard of. It exists as no creed I am aware of and is inconsistent with countless verse and doctrines. Maybe I misunderstood. Are you suggesting that if we die without Christ we can sit around in the grave and think about it some more? If that was true why are there two judgments? I think you woefully misunderstand revelations.
And second, if you are a true follower of Christ, then "By your works you shall be known." If you are not a true follower of Christ, then "By your works you shall be judged." Either way, works are involved. Like Lord Jesus said, "If you do not believe My words, then believe My works."
Ephesians 2:8-9
New International Version (NIV)
8 For it is by grace you have been saved, through faith
and this is not from yourselves, it is the gift of God 9 not by works, so that no one can boast.
Ephesians 2:8-9 NIV - For it is by grace you have been saved, - Bible Gateway
Paul says grace not works and you say work? I am going with Paul.
How many works did this man have?
New Living Translation
But if the work is burned up, the builder will suffer great loss. The builder will be saved, but like someone barely escaping through a wall of flames.
1 Corinthians 3:15 If it is burned up, the builder will suffer loss but yet will be saved--even though only as one escaping through the flames.
You have three choices.
1. Grace alone.
2. Grace and works.
3. Works alone.
If you adopt 2 or 3 then please tell me exactly how many works, of what kind, to whom? If done do they illuminate all my sins, how many, of what type? Since disobedience is sin and Christ came to forgive ALL sin why are you denying what he claimed to do? How can you limit what Christ did and give yourself his job and his credit?
Third, we are all, for the most part anyway, in a state of ignorance which is why there are two judgements. The first judgement is a reward for those that have faith in spite of being in a state of ignorance and the second judgement is for after there is no longer any ignorance because of and as a result of the second coming of Christ. No one gets condemned to the eternal fires or is punished, except for a few that are not in a state of ignorance and have sinned against the Holy Spirit, until the second judgement, which is after the thousand year reign of Christ and the little bit of time that Satan is set free.
I will get into what the judgments are if you wish but there is no possibility your description is accurate. It takes a while to debate judgments out and I wish to get done with what salvation is first. Please answer the questions above in detail.