Is Organized Christianity a racket?

[Truth in love]

At least from my experience in the States.
I was born into church. In my early teens, I surrendered to become a missionary at my church. They got me started in Bible College, did a semester of that.
But I lost heart.
You see... I realized that church was a giant racket!
There are more churches in town that are more flagrant with their wealth. Churches where they charge kids for attending Sunday school or else they are kicked out. That church I’m thinking of didn’t even let my grandma park in their parking lot because her car was old and beat up. I’m not kidding.
Anyways back to my old church.
First, I saw that everyone was on a payroll. The pastor, assistants, secretary, deacons, they were all paid by the cash collected by the tithe. Pastor would dedicate whole sundays to preaching about tithing, wagging his finger at us telling us we need to give more. Pastor had a nice car, perhaps he was behind on payments.
Then, I found out that my little Baptist church was part of a large organization of churches. We received funding from them, as long as we agreed to their doctrine. I’m not sure on all the fine details, but my church wasn’t in charge really.
Anyways, after my semester of Bible college, I saw that Christian churches in America were set up like businesses. They have financial goals they have to meet. Quarterlies. People in the pews are the customers, and the product is a bunch of horse caca if I say so meself. I was disheartened and left Bible college. Eventually left church altogether.
I don’t think that Christians should be obligated to give 10% of their income to church. The Bible says give it to God, so, is church God? No!
Give your money to charity instead. Hell maybe charity is a racket too idk but I know for sure church is.
Church just wants your money. They are a business in the field of racketeering. They sell you snake oil, and declare that God has said to give them ten percent of your income.
Do you agree that organized Christianity is a scam for your money? Churches are definitely set up like that imo.

You’ve identified a serious problem that is present in some churches. That said It would be unfair to paint all churches as the same. (I had some jerky hypocrites as collage professors, but I also had good ones).
In my church we do pay tithing. Not everyone does. They are asked to if they choose not to they are still welcomed. The local leaders are lay ministers and do not get paid for their service. Money does get used to build churches, feed the poor etc.

On the larger scale there are some employees as the church runs some universities, has paid folks who work in publication and such, but largely people working, giving and helping because they love the Lord and they love their fellow man.