If there is no divine-intelligence, then it must be luck. Either you have huge faith or a bag to put over your head as regards creation.
No, I don't have a bag over my head. The problem is that you do have one over your head, but don't recognise it that are not seeing.
You would call science as "luck". I would call it "probability".
Luck and probability are not the same.
Science deal with probability.
Probability work by learning form repeated observations, Robert, of both past and present outcomes. By investigating and studying what science do, to understand the mechanic of how nature works, they gain a better understanding of had happened in the past and what is available in the now (or present), and they can work out what future outcomes are possible. That's probability.
Religion have the same quality and properties of luck, because luck is the outcome of not understanding the unknown, so they placed their faith on what they believe and wish could happen. Luck and religion are just two faces or sides of the same coin, and that "coin" is represented as superstition.
Like religion, people use luck because they rely on ignorance and false belief, fear and false hope - that their belief would affect the outcome in their favor and they hope. That's what superstition is, with regarding to luck.
Religion is exactly the same. It uses a person fear of the unknown (like the fear of God), and hoped that their faith in this god would be enough to affect god would favor them with this false hope of paradise. That's religious superstition in the nutshell.
In the game of chance, like at a casino, a person who rely understand the game thoroughly and using probability to predict his possibilities and probabilities, will have better chance than a person who rely on "luck".