Are you trying to assert this as fact or as your opinion? You just stated that anyone who is rich and lazy is harming no one by being lazy and rich.
It as a generalization is false, but, as your opinion it is an interesting look at how you are rationalizing this viewpoint.
Perhaps qualify your opinion with what is harm, what is rich and what is lazy?
False analogy.
To be wealthy imposes no burden upon others.
Suppose that I'm a fabulously wealthy....please explain how this harms you.
You really don't see the cost? I find it odd. I will give you my opinion... you sound like a consumer and not a producer. I read a book called "Killing Sacred Cows" which at one point discusses this odd mental state. (It was mostly a terrible book imo but there was a framework of ideology I valued)
Ultimately your idea is selective socialism. Its a socialism based not on people but on people who have money. Elite socialism?
If someone is born rich enough to not have to work and can use the money they inherited to provide than why become educated and contribute anything to society when they just leech off of society. But why are they a leech? They are paying for their entertainment which is really all anyone wants when all their needs are by default met... You really don't see the hole you are digging in this odd contortion of logic?
Wealth is gathered by society but society is not harmed by this act and the recipients of the wealth provided by society are better for it and society is no worse for it. Have you researched this ideology at all? (It seems pretty straight forward to offer public examples of how this is silly since almost ever corporation fails and you have obvious corrupt corporations like enron etc but perhaps I can present a more personal view that you might relate too?)
I used to know this guy who runs his own business... he drives a silver truck and gets up every day at 5:00 so he can stock his truck with ice (Had his own icemaker in the garage), hit the commissary, and get to the 'good' lunch sites. (He had some breakfast spots too but he lived for lunch he said) He does this 6 days a week and works probably close to 60 hours a week for himself. He does pretty good... probably 90k a year. He is buying stuff cheap and driving to places where there are people who are probably not capable of buying stuff as cheap as he can and than marking the cheap stuff he can buy to near or just above the price that they can afford and making a living off of it. He could explain the value he provides just as well as he could explain the cost of the people purchasing his wares were paying. He rationalized well where else are they gonna go? McDonalds? Hes not wrong... right? But he knows there is a cost in what he is doing and he accepts that and rationalizes it. (Hes not with us anymore, his wife got breast cancer and bankrupted the family and eventually died and he killed himself shortly after.)
Being wealthy and rich is a privilege of the society you are born into and you owe that society a debt as they are the ones that provided and in many cases still provide such a privilege. That society pays a cost which they rationalize is being paid back to them and then some by people of wealth. You have articulated a view that wealthy people are wealthy and its because of how great they personally are and not because of society and they owe no debt to society as being rich causes harm to no one which is, for you, strikingly ignorant.