Aye, it's complicated.
But I don't think individualism is at the root here.
If anything, the bigger problem is the combination of groupthink.....
https://en.wikipedia.org/wiki/Groupthink
.....& thinking of people as groups instead of individuals.
How many people convince themselves that they're victims just
because they're told of statistics about their demographic?
And yet, their own success is determined by their choices.
I think of Marla, a co-worker at Black & Decker. She complained
of discrimination their against black folk (her). But it was never
caused by her showing up an hour late for work every day.
(OK, twice she arrived on time....cuz I drove her there.)