I am an educated person, I have a law degree.
Before getting an education, that is reading several books of Banking Law and Macroeconomics, I used to be very critical towards the so called conspiracy theorists. I thought they were just people who wanted to sell books.
Yes...I was very skeptical.
Then I studied Banking Law and Macroeconomics. And I found out that there is a conspiracy set out by banking dynasties that stole the Seigniorage from the nations.
I can demonstrate it in any penal court, whether it is national or international.
Not all conspiracies are just theoretical.
Some are factual...horribly factual.
I respect that. I don't have anything against conspiracy theorists, and in my limited studies of history and how we've gotten to this point, I've encountered the same familiar patterns which would confirm the basic truisms that "power corrupts" and "money is the root of all evil." Power and greed. It's a constant throughout history, although with many variables as well, along some rather interesting and colorful figures along the way, both good and evil - and everything in between.
It's for this reason that I don't really doubt that there's a lot of crooks and miscreants in positions of power in this world, regardless of where that power might be, whether it's in the banks, the Church, the corporations, or whatever the case might be. Of course, there might be some good people among them, too. Some world leaders have turned out okay, but it seems clear that, the current crop of movers and shakers in this world have done a bad job of it.
Ultimately, "power" is just a social construct. It doesn't work unless people believe in it, either through the carrot or the stick. It's an old game, but it's had to be made more and more complicated due to the complexities brought about through the advancements and changes in society and world civilization these past couple of centuries. 1000 years ago, the elites had a much easier time managing the peasants when they were just a bunch of ignorant dirt farmers. But fast forward to the industrial era, with crowded cities filled with millions of proles toiling away in sweatshops and living in crowded tenements, while a short distance away, a few wealthy elite are living in mansions. It's much more difficult to keep them under control.
As for conspiracy theories, I don't necessarily dismiss them out of hand. I look at them on a case-by-case basis and consider them food for thought without making any firm commitment to believe or disbelieve. I also look at the counter-arguments as well. If nothing else, I like seeing an exchange of ideas and a meeting of minds between people of opposing viewpoints. It's through such processes that great ideas can be formulated.
For me, the bottom line is that, ultimately, power is what it is, this is the place we're living, and society operates under some form of nominal, secular "government" made up of fallible human beings who have the same flaws and weaknesses as anyone else. Whatever kind of crooked activity goes on behind the scenes at the upper levels in the hierarchy seems to fall in line with the same basic constants seen throughout history. There may be corruption, manipulation, coercion, political shenanigans, legal trickery, and all kinds of other malfeasance. I don't really doubt that such things go on.
But they're still faced with the same problem that any leader in any society has to face. The common people outnumber them. They know that if they don't keep the people happy, the people will turn against them. They can do it through deception, bread and circuses, or any number of other ways, but that's always been the great challenge.
From what you're saying, I get the sense that the bankers want to control society, that they run things. The trouble is, they don't seem to know how to do it. They may be excellent at banking and good at that job, but trying to run whole societies and manage populations and keep them under positive control - that's a completely different function for which they are ill-suited. I think the current situation in the world would demonstrate that they've done a botched job of it, even despite whatever massive wealth they might crow about acquiring in the process.
We're on a dying planet, overheating, overpopulated, and running out of resources, facing war and the threat of nuclear escalation, and the bozos who have been in charge of this mess don't have the faintest clue as to what do about it. That's no conspiracy theory, but that appears to be the way things are at present. Conspiracy theories are one thing, but "boogieman theories" can also be questionable, such as "it's all Trump's fault" or "it's all Putin's fault" for whatever maladies the world is facing right now.
It's really everybody's fault. But it's easier and sometimes more fun to blame someone else, some "boogieman" or "other," which can get even worse.
The solution, in my view, is this: I favor a pacifist, non-violent, world-wide socialist revolution in which right-thinking people use reason, logic, and forbearance to convince the greedy capitalists to stop being so greedy and malicious and to start thinking of their fellow human beings. Soon, they will see that they have been wrong, and they will change their ways, and the world will also change.
And if that doesn't work, then...well...things may take a different turn.