Why are insurance costs out of control with the 'Affordable Healthcare Act"

[Shadow Wolf]

The employer
takes raises the capital & takes all the risks.

I've noticed, more often than not, the owner/employers aren't much for taking the physical, safety, and health risks like their employees. I've worked with some who are doing all the hard work alongside their hired hands, but more often than not they aren't really putting themselves at risk for something like heat stroke the way their employees are.

 

[Revoltingest]

Do you think your experiences speak for a majority of people?

I think I speak for a tiny minority.

 

[Revoltingest]

Also, for what it is worth, based on what you have shared, I can see why a candidate like Trump would be more attractive. I mean that in a genuine way.

I prefer to think of Trump as "less unattractive".
Your way sounds too positive towards him.

 

[Revoltingest]

I've noticed, more often than not, the owner/employers aren't much for taking the physical, safety, and health risks like their employees. I've worked with some who are doing all the hard work alongside their hired hands, but more often than not they aren't really putting themselves at risk for something like heat stroke the way their employees are.

The risk I speak of is investing one's time & money in a venture which could fail.
Employees get paid as they go.
If the company goes under, the owner loses it all.
The employee loses nothing, & just goes elsewhere.

 

[Shadow Wolf]

If the company goes under, the owner loses it all.

Unless the owner owns a mega-huge corporation, then they tax breaks, tax loopholes, tax evasions, tax credits, tax refunds, and tax-payer funded bailouts.

The employee loses nothing, & just goes elsewhere.

They loose a job, they may loose wages, benefits, job security, seniority, and it's hard being jobless.

 

[Revoltingest]

Unless the owner owns a mega-huge corporation, then they tax breaks, tax loopholes, tax evasions, tax credits, tax refunds, and tax-payer funded bailouts.

They loose a job, they may loose wages, benefits, job security, seniority, and it's hard being jobless.

No business owner I know ever lost the business, only to get a bail-out from government.
It's hard being jobless.
Both employee & failed business owner face that.
But the business owner had some skin in the game (the investment).

 

[Shadow Wolf]

No business owner I know ever lost the business, only to get a bail-out from government.

Trump hasn't paid taxes in decades over "business losses," and plenty of banks and insurance companies were bailed out about a decade ago. You're a lowly maggot to the upper-tier, and you don't get the lucrative benefits they do.

 

[Revoltingest]

Trump hasn't paid taxes in decades over "business losses," and plenty of banks and insurance companies were bailed out about a decade ago. You're a lowly maggot to the upper-tier, and you don't get the lucrative benefits they do.

This is really to miss the point.
I don't think I can convey that to have a business fail is a
typically a life changing tragedy....far worse than losing a job.
Perhaps that cannot be understood unless one has started one.

I think too many buy into that heinous Obama fiction.....
If you started a business, someone else did it for you...you aren't
any smarter & you don't work any harder than anyone else.

 

[Shadow Wolf]

I think too many buy into that heinous Obama fiction.....
If you started a business, someone else did it for you...you aren't
any smarter & you don't work any harder than anyone else.

Obama never said that.

 

[Milton Platt]

My insurance for a family of 3 was 2200.00/month. This is not sustainable.

What made you think they were in control before the ACA??????

 

[Sensor]

any time the government touches something, you can bet it will be a disaster

 

[metis]

any time the government touches something, you can bet it will be a disaster

Does this include the U.S. Armed Services and NASA and Medicare and Social Security?

Too broad a stroke, imo.

 

[metis]

Obama never said that.

Exactly, as Obama's point was that no business exists in an economic vacuum.

 

[Revoltingest]

An interesting window into health care costs....
https://www.forbes.com/sites/johngo...-should-have-a-concierge-doctor/#6d35058c6323

 

[Shadow Wolf]

Exactly, as Obama's point was that no business exists in an economic vacuum.

It's a shame that people believe anyone or anything can exist in an economic vacuum. There just is no such thing as a "self-made man." To those who had direct influence on us and those who taught and guided us, to those who paved the way before us or literally paved the roads for us, we depend on others and we just didn't evolve to survive and flourish on our own.