enchanted_one1975
Resident Lycanthrope
The war is not forcing me to purchase a service from a private entity, an act that the government is restricted from forcing upon the people by constitutional law.
Welcome to Religious Forums, a friendly forum to discuss all religions in a friendly surrounding.
Your voice is missing! You will need to register to get access to the following site features:We hope to see you as a part of our community soon!
So, how come many states are allowed to require car insurance?The war is not forcing me to purchase a service from a private entity, an act that the government is restricted from forcing upon the people by constitutional law.
So, how come many states are allowed to require car insurance?
You're right: the two mandates are not perfectly parallel. There is definitely more wiggle room with the car insurance mandate.Because I still have a choice. I can pay my car insurance or not. I just cannot drive without car insurance. I could take a taxi, bus, ride a bike or walk. I might just get a ride with someone else.
I could wait till I could afford car insurance and resume driving again after the bill is paid. In other words, I have options. Car insurance is not a mandate. Neither is a drivers license. There are people who have never drove a car in their life or gotten a license to drive. They don't get a fine do they?
That's not an option in Michigan. No-fault insurance, at minimum, is required.Enchanted_One said:You are also allowed to be self insured. That is, if you can show that you have the means to pay for damage equal to or greater than the minimum liability requirements in your state then the state will issue you a card showing that you are financially liable and cannot force you to buy insurance.
You're right: the two mandates are not perfectly parallel. There is definitely more wiggle room with the car insurance mandate.
However, not having a car is really not an option for some people. And if you do want to drive, you are in fact, forced to buy a commodity from a private entity, something that E_O claimed was unconstitutional.
Because I still have a choice. I can pay my car insurance or not. I just cannot drive without car insurance. I could take a taxi, bus, ride a bike or walk. I might just get a ride with someone else.
I could wait till I could afford car insurance and resume driving again after the bill is paid. In other words, I have options. Car insurance is not a mandate. Neither is a drivers license. There are people who have never drove a car in their life or gotten a license to drive. They don't get a fine do they?
My father told me that back when car insurance was a choice, it was much more reasonable. Then when they made it mandatory, the rates went much higher [big shocker]. Wonder if that will happen to the medical insurance market.
There is another reason for that - cost of insuring. Insurance companies still compete vigorously for customers' business, so the rates seem fair to me.
Cars are far more expensive to repair these days. My body repair guy calls it the Japanese jigsaw puzzle syndrome. Liability costs are also way up, as
we become a more litigious society. Adjusted for inflation, my insurance still looks cheap.
Regarding health insurance, the costs will be a function of government regulation & subsidy. I offer my personal guarantee that costs will continue to climb.
Matt, Matt, Matt, I was talking about what Dawny might have to spend on her health insurance policy.
If she had no health insurance before, she will be spending something she was not before.
Are you saying I am incorrect that congress is considering a VAT tax?
I really wonder how you will feel about paying the same rate of federal sales tax that I do in the future?
That is the most ignorant thing I have ever heard you say Matt. :sorry1:
They might have to pay something for health insurance. That is really going to hurt some folks because they might choose to pay the penalty because they can't afford the premiums. I know they will get help, but if they have a pre-existing condition their rates could be very high and even a percentage of that amount could be substantial.
Just because the insurance company can't deny you does not translate into they won't charge you more than everyone else if you have a pre-existing condition.:yes:
The health care bill will put an undue burden on the working poor. They have to pay something right? The government is not going to give it to them for free right?
Why would someone who cannot afford to pay income tax have the money for a health care policy?
How are the poor going to afford to pay a 10% VAT tax AND a health care policy premium Matt?
[youtube]T7R9wYLmzKI[/youtube]
YouTube - Pelosi Open To Raising Taxes On Everything (VAT) Including The Poor
[youtube]TREC6UGQgiA[/youtube]
YouTube - Top White House Advisor Suggests Imposing VAT Tax
My father told me that back when car insurance was a choice, it was much more reasonable. Then when they made it mandatory, the rates went much higher [big shocker]. Wonder if that will happen to the medical insurance market.
There are those here who deny that or are just that ignorant. I won't name names.
We need a balanced budget amendment and then decide what we want and how we are going to pay for it.
We could balance the budget AND pay for public health care by simply cutting the DOD budget in half.
There, fixed it.
Where`s my cookie?
Because I still have a choice. I can pay my car insurance or not. I just cannot drive without car insurance. I could take a taxi, bus, ride a bike or walk. I might just get a ride with someone else.
I could wait till I could afford car insurance and resume driving again after the bill is paid. In other words, I have options. Car insurance is not a mandate. Neither is a drivers license. There are people who have never drove a car in their life or gotten a license to drive. They don't get a fine do they?