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Daily Obamacare Thread: Good and Bad

esmith

esmith

Veteran Member
You see this is where I disagree with those that support Obamacare. I worked for a company that provided basic health insurance for all employees. If an employee decided that they would like to increase their coverage they had the choice of doing so by paying additional premiums. This was a very large and well known high tech company. All of the employees working for this corporation were very satisfied with the health insurance programs provided. But those of you that support Obamacare think that employers have the responsibility of providing health insurance that covers all facets of medical procedures. So be it. I just totally disagree with those ideas that does not put personal responsibility in the hands of the person not in the hands of the government.
 
Monk Of Reason

Monk Of Reason

༼ つ ◕_◕ ༽つ
Actually, for the record and the millionth time I don't support Obamacare as the idea end goal. Single payer system is the best that I can find.
 
tytlyf

tytlyf

Not Religious
esmith said:
But those of you that support Obamacare think that employers have the responsibility of providing health insurance that covers all facets of medical procedures. So be it. I just totally disagree with those ideas that does not put personal responsibility in the hands of the person not in the hands of the government.
Click to expand...
well, you sure do care a lot about things that don't directly affect you. I support requiring companies that have 50+ people to provide healthcare. (You tell me if it's free to the employee or not).
What's the limit for you esmith? Should a company that has 100,000 employees be required to follow a law to insure their employees?
 
esmith

esmith

Veteran Member
tytlyf said:
well, you sure do care a lot about things that don't directly affect you. I support requiring companies that have 50+ people to provide healthcare. (You tell me if it's free to the employee or not).
What's the limit for you esmith? Should a company that has 100,000 employees be required to follow a law to insure their employees?
Click to expand...

It depends. If the cost of providing health insurance for their employees cost more than the fines it will come down to a "what is best for the company and their stockholders". Since this is a free market based economy, they have every right to do what is right for the company.
 
Dirty Penguin

Dirty Penguin

Master Of Ceremony
tytlyf said:
well, you sure do care a lot about things that don't directly affect you. I support requiring companies that have 50+ people to provide healthcare. (You tell me if it's free to the employee or not).
What's the limit for you esmith? Should a company that has 100,000 employees be required to follow a law to insure their employees?
Click to expand...

I'm one of those 85 percenters who have insurance through my job...and it ain't free. I'm hoping esmith and others aren't assuming that if an employer is providing health insurance that it's free. Employers are doing something similar to what the ACA is trying to accomplish.....providing access to healthcare from multiple private companies. The employees will pool their buying power and drive down overall cost. My job constantly sends out emails about checkups, flu shots..etc. It's an attempt on their side to keep their employees healthy. This drives up production. An employee who is healthy and is serious about their health is usually one you can rely on to be their to get the job done.
 
Dirty Penguin

Dirty Penguin

Master Of Ceremony
esmith said:
It depends. If the cost of providing health insurance for their employees cost more than the fines it will come down to a "what is best for the company and their stockholders". Since this is a free market based economy, they have every right to do what is right for the company.
Click to expand...

If a company has stockholders..then they fall in line with that 85% of companies that already provide health insurance to their employees...In most cases these companies don't have to do a thing.....
 
esmith

esmith

Veteran Member
Well it appears that the obnoxious Dr. Ezekiel Emanuel, a top architect of Obamacare and one of the top(?) salesman for this train wreck has added a caveat to Obama's often repeated promise, "if you like your doctor, you can keep your doctor". Seems that, according to Dr Emanuel, “And if you want to, you can pay for it,”. Seems there is a little more disconnection within the ranks.

Zeke Emanuel: If you want to pay more to keep your doctor, “you can do that. It’s a matter of choice.” « Hot Air
Obamacare Architect Admits: If You Like Your Doctor, ‘You Can Pay for It’ | Video | TheBlaze.com
ObamaCare Architect: If You Like Your Doctor, You Can Pay More - Fox Nation
Ezekiel Emanuel: If you want to pay more for your doctor, you can under Obamacare - Washington Times
 
tytlyf

tytlyf

Not Religious
esmith said:
So those on the left side of the isle are going to run on the Obamacare ticket in 2014?

Maybe run from it.
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As I've pointed out before. Democrats will be running on the ACA successes once they roll in starting 2014. Republicans are running on nothing but hot air over a website. Once the website is resolved, seems to be because I was able to enroll again the other day without a hitch, negatives will turn to positives.

This story you pointed out with the hospitals is the private insurance companies deciding what they are doing.
 
esmith

esmith

Veteran Member
tytlyf said:
As I've pointed out before. Democrats will be running on the ACA successes once they roll in starting 2014. Republicans are running on nothing but hot air over a website. Once the website is resolved, seems to be because I was able to enroll again the other day without a hitch, negatives will turn to positives.
Click to expand...
So, you were able to enroll....good for you. Just a couple of questions.
1. Are you happy with your premium and if so are you getting a subsidy
2. Are you happy with the total deductible you have to pay before your insurance pays anything.
3. Are you satisfied that a young person and an older person with the same annual income the young person will pay a higher premium?

tytlyf said:
This story you pointed out with the hospitals is the private insurance companies deciding what they are doing.
Click to expand...
You do realize that Obamacare is using private insurance companies to run Obamacare. And to keep the prices down they have to exclude the premier healthcare providers. So, it appears that the supporters of Obamacare have decided there will be two classes of people in the US. The not so well off with mediocre healthcare and the rich who can afford the premier healthcare.
 
esmith

esmith

Veteran Member
It seems that the healthcare touted web service is placing many into Medicaid even though they are not eligible. So, what happens when the go to the doctor or hospital and find they have no coverage. It will take some amount of time for this to get straightened out and if you are one of the unlucky ones you better hope you don't need a doctor before it is.

Federal exchange sends unqualified people to Medicaid
 
tytlyf

tytlyf

Not Religious
esmith said:
So, you were able to enroll....good for you. Just a couple of questions.
1. Are you happy with your premium and if so are you getting a subsidy
2. Are you happy with the total deductible you have to pay before your insurance pays anything.
3. Are you satisfied that a young person and an older person with the same annual income the young person will pay a higher premium?
Click to expand...
I was able to enroll in October, but there was an issue with my application and I was in the appeal process because the subsidy showed 0 for my income. So I logged on again and was able to 'remove' my previous application and start a new one. This one came back with a qualifying subsidy of around $200 per month. From that number, I can get a bronze plan that should cost anywhere from $20-50 a month. I can go Silver and still be under $100 per month, possibly even Gold for $100-200 a month.
But my income isn't that much.

You do realize that Obamacare is using private insurance companies to run Obamacare. And to keep the prices down they have to exclude the premier healthcare providers. So, it appears that the supporters of Obamacare have decided there will be two classes of people in the US. The not so well off with mediocre healthcare and the rich who can afford the premier healthcare.
Click to expand...
All the ACA does is requires insurance companies to expand their coverage. These hospitals are denying the lower plans based on cost. If someone wants to step up to say a Gold or Platinum plan, that should be enough coverage for all hospitals to accept.
 
esmith

esmith

Veteran Member
tytlyf said:
I was able to enroll in October, but there was an issue with my application and I was in the appeal process because the subsidy showed 0 for my income. So I logged on again and was able to 'remove' my previous application and start a new one. This one came back with a qualifying subsidy of around $200 per month. From that number, I can get a bronze plan that should cost anywhere from $20-50 a month. I can go Silver and still be under $100 per month, possibly even Gold for $100-200 a month.
But my income isn't that much.


All the ACA does is requires insurance companies to expand their coverage. These hospitals are denying the lower plans based on cost. If someone wants to step up to say a Gold or Platinum plan, that should be enough coverage for all hospitals to accept.
Click to expand...

Just how much is your out-of-pocket expenses before the insurance pays? That is the big question.
Sorry there, the premier hospitals are not in any of the ACA plans.
 
tytlyf

tytlyf

Not Religious
esmith said:
Just how much is your out-of-pocket expenses before the insurance pays? That is the big question.
Sorry there, the premier hospitals are not in any of the ACA plans.
Click to expand...
I'm reading differently. I'm reading that these premier or top-tier hospitals will accept only 1 or 2 of the ACA plans. Not more.
 
Dirty Penguin

Dirty Penguin

Master Of Ceremony
esmith said:
So those on the left side of the isle are going to run on the Obamacare ticket in 2014?
Click to expand...

Yep....


Maybe run from it.
Click to expand...
Hardly....

What I'm noticing is that a lot of the information you're posting is based on states that have refused Medicaid expansion, have opted out of the ACA Exchange.....so I would expect to hear many "horror" stories from those states. Those anecdotal cases will far outweigh the anectdotal ones from the states who have expanded Medicaid and have built their own exchanges.

Again...Mitt Romney did what the ACA is doing and as of now 98% of the state is covered. Paul Ryan wants to do pretty much the same thing with Medicare...and he wants to put more people (according to the amount of people receiving and those who will received medicare) on an exchange than the amount of people in the US that don't have any healthcare at all. So does these plans only work when Republicans back them?.....:shrug:
 
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