I’m all for making wise decisions
Then perhaps you should be getting the science upon which you base your decisions from a reputable source. You seem to have a wrong idea of what the climate crisis is. It is not related to the stars going out, nor to the end of the earth. It's not even about the end of life on earth. Life survived the dinosaur extinguishing asteroid impact, but was devastated. Life will survive humanity's folly as well, but with unmeasurable suffering for both man and the beasts.
But regarding making wise decisions regarding climate change, unless he wants to be a climate activist, there isn't much for an individual to do but to reduce his own carbon footprint, and one doesn't have to care about anybody but himself to benefit from doing that. We went solar over a decade ago and haven't paid for electric power since, while reducing our propane consumption and outlay to 1/4 of what it had been.
The near future seems pretty predictable. Man has already failed to prevent catastrophe. We've passed a tipping point. Climate change is here. I saw a weather report last week that had the western United States suffering from wildfires in the north, extreme heat in the south, drought in both, a giant dust storm in Arizona, and flooding all over the eastern US, all at the same time:
Is this what you mean by climate alarmism - concern about this trend? The month before, Missouri experienced two (formerly) 1000-year floods in the same week. These floods are now not even 50-year floods.
I didn't include the tornado or hurricane maps, because they weren't in the news that day. The gulf coast is already fairly uninhabitable because of wind and water. What is the life expectancy of a home on the gulf or the Atlantic seaboard today? A 50-50 chance of severe damage or destruction in the next decade?
And why is this important to know? Even if the fate of all of those people and animals is of no interest to you, once again, if you are a homeowner, you have a selfish motive to care. Eventually, the entire nation will recognize that certain placed are no longer habitable. I saw a man on the news whose California home burned down in 2018. Not recognizing that where he lived was going to continue burning, he rebuilt. That home burned down in 2021. Now, he's moving out of northern California rather than building a third time. And even if he did, eventually, insurers will refuse to insure homes in such areas against fire, and people would realize that they don't want to buy his house at any price near what a home there would sell for there five years ago.
Have you heard of climate refugees? These are people that have been forced to relocate due to climatological concerns. It used to be mostly a third-world problem, but it is becoming an American problem now as well. The US was fifth in the world for climate refugees in 2019. India, the Philippines, Bangladesh, and China all had 4-5 times as many such refugees, but America was near a million:
Climate refugees – the world’s forgotten victims - Climate Champions (unfccc.int)
Along with political instability, climatological disasters are powering much of the immigration of Hispanic people at the southern US border, most coming from Central America. Some of these people are both political and climate refugees.
U.S.-Mexico border: Climate change factor behind increased migration (cnbc.com)
Back to the US, here's an island in Louisiana that has gone from 35 sq mi to 1 sq mi due to rising sea levels and coastal erosion. These people are already moving and have lost their homes and land:
And another disappearing island, this time in Virginia, Tangier Island, also from erosion and sea level rising, now 1/3 of its former size, and expected to be uninhabitable in 30 years. What do you suppose that these folks can get for their homes today? In fifteen years?:
And yes, people will freeze to death this winter just as many were killed by heat this summer, more next year than this, and even more the year after that. And birds will continue dying in flight from heat. This is America now:
Extreme heat triggers mass die-offs and stress for wildlife in the West (nationalgeographic.com)
I saw an article a few months back referencing this trend, and where people should consider moving to in the States if they live in any of the dangerous heat or flooding regions indicated in the maps above. That article included Buffalo, NY, as among the best places to live in the US to avert climate disaster. Seriously. Wasn't that considered one of the worst places to live for climate not too long ago? Their blizzards are legendary.
Here are two more such articles. The first is from a site with homeowner's insurance in its URL, the second form one that makes home loans. I wonder what they're thinking about with articles like these. Notice also the cities they name. The second source has Sacramento, CA as most desirable. My sister lives close to there. They roasted this summer. That article also has Tuscon, AZ sixth. My daughter is in Phoenix. They roasted this summer as well:
The Best & Worst Cities for Climate Change in 2022 - Policygenius
The 10 Best Places To Live For Climate Change | Quicken Loans
I guess that this post makes me a climate alarmist in your eyes. Feel free to disregard it all. If you're right, your home will likely appreciate over the next decade or two, and getting (and avoiding) water will never be a problem for your family.