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Obamacare succeeding

Buttercup

Veteran Member
I've sent that information to you by PM.

I do not object to policy price reflecting risk, because (even though I can't do the math that actuaries do) I realize there is a reality to how expected costs must be spread out and have to include the risk. I object to the penalty.

What does not seem fair to me is that all other groups of people, whose lifestyle choices make them a greater cost risk are absorbed into the pool, and the cost of that risk is borne by the whole, so that a person who is a smoker bears the additional cost (under Obamacare) of the spread of everyone else's lifestyle risks that cannot be separately asked about and included in the pricing of their policy, plus the smoker's risk, separately added.

A person that is a junkie (of a street substance, or some other substance that increases health risk,) unless they get free coverage, has the option to purchase coverage at a pooled rate for the negative affects of that substance, yet a cigarette smoker that cannot afford the much higher cost of coverage heavily impacted by the pooled effects of other peoples' non-tobacco addictions and pre-existing conditions, gets a penalty.
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I agree. It doesn't even make sense.
 

Wirey

Fartist
You know ladies, if you marry a Canadian, you get all the health care you want for free.

How you doin'?
 

Monk Of Reason

༼ つ ◕_◕ ༽つ
Every time I look for studies or statistics on the matter I can't find anything solid to support a trend of Canadians leaving to the US for shorter wait times. In fact the only thing I have ever found is that the percentages that have been promoted are simply wrong because it is purely based off of a survey of doctors who were asked two questions about the percentage of patients who received care outside of Canada. This includes people who have traveled for business, vacation, immigrated from other countries ect. Secondly the average of the two statistics across the whole country rather than by providence creates a bloat of 120% rather than 100%. So we have inaccuracies, mathematically bloated and misleading. In fact it seems no sources actually support the idea that there is any significant number of Canadians leaving the country but there are powers that be which use these wrong statistics to further their interests.

And if we look at specific cases far more Americans actually leave the country to get better, more affordable or treatments not yet approved by our FDA.
 

4consideration

*
Premium Member
You know ladies, if you marry a Canadian, you get all the health care you want for free.

How you doin'?
I was under the understanding that the best looking, most charming, all-around, best catch, Canadian was already taken. You wouldn't expect me to settle for second best, would you?
 

Revoltingest

Pragmatic Libertarian
Premium Member
Every time I look for studies or statistics on the matter I can't find anything solid to support a trend of Canadians leaving to the US for shorter wait times. In fact the only thing I have ever found is that the percentages that have been promoted are simply wrong because it is purely based off of a survey of doctors who were asked two questions about the percentage of patients who received care outside of Canada. This includes people who have traveled for business, vacation, immigrated from other countries ect. Secondly the average of the two statistics across the whole country rather than by providence creates a bloat of 120% rather than 100%. So we have inaccuracies, mathematically bloated and misleading. In fact it seems no sources actually support the idea that there is any significant number of Canadians leaving the country but there are powers that be which use these wrong statistics to further their interests.

And if we look at specific cases far more Americans actually leave the country to get better, more affordable or treatments not yet approved by our FDA.
You'll have to take that up with the Calgary Tattler......er, Calgary Planet....er, Calgary Kajigger.
 

MD

qualiaphile
The American system let me go with a torn cartilage and ligament in my left knee, and is set up so that it was legal, even after the ACA was passed, to not approve my claim for surgery (the surgeon I needed was out of network for them). The Canadian system would have taken care of me without making me wait the weekend for my first MRI because, in the words of my doctor, "your insurance isn't very good."

No, just no. I had to wait one year before I could get an MRI for a minor tear in my rotator cuff. It's not some magical system, the Canadian system works purely on cost cutting and saving.
 

Shadow Wolf

Certified People sTabber & Business Owner
No, just no. I had to wait one year before I could get an MRI for a minor tear in my rotator cuff. It's not some magical system, the Canadian system works purely on cost cutting and saving.
I had to wait a few years, and I suffered from horribly anxiety for a time during that, and I was unable to work and unable to get any sort of compensation. Every other Canadian member here that has mentioned has assured me this would not have happened up there.
 

MD

qualiaphile
I had to wait a few years, and I suffered from horribly anxiety for a time during that, and I was unable to work and unable to get any sort of compensation. Every other Canadian member here that has mentioned has assured me this would not have happened up there.

All we can do is share experiences. My good friend had to wait months for an excisional biopsy, even though all the doctors strongly suspected it was a malignant tumor. In the U.S. it would have happened in days. Days vs weeks is a big deal when dealing with malignancies.

A lot of Canadians are kind of brainwashed to also think that the healthcare is superior and as a culture don't criticize as much or as strongly as Americans.
 

gerobbins

What's your point?
As was said it's not free. It's paid by the taxpayers.

Yes, it is paid through our taxes, so we don't feel the pinch of health care costs. Unlike going to a hospital or Doctor in the U.S. I don't have to worry about a huge bill in the end.
 

Monk Of Reason

༼ つ ◕_◕ ༽つ
Yes, it is paid through our taxes, so we don't feel the pinch of health care costs. Unlike going to a hospital or Doctor in the U.S. I don't have to worry about a huge bill in the end.
The bonus of this is that it becomes needs based rather than money based. People are healthier because they can suddenly go to the doctor when they need to. Also the fact that it keeps costs far lower than the American style health care ever could is probably the most significant of the benefits.
 

gerobbins

What's your point?
All we can do is share experiences. My good friend had to wait months for an excisional biopsy, even though all the doctors strongly suspected it was a malignant tumor. In the U.S. it would have happened in days. Days vs weeks is a big deal when dealing with malignancies.

A lot of Canadians are kind of brainwashed to also think that the healthcare is superior and as a culture don't criticize as much or as strongly as Americans.


The doctor found a lump in my arm, he scheduled 3 MRI's it took only 2 weeks for me to get in not Months. A family member of mine had Breast Cancer, she had the operation in days, not weeks. In Canada if it is life threatening, you are treated immediately.

My Cousin had an accident in Vegas, broken wrist, shattered eye socket, broken Jaw, the hospital in Vegas took great care of him, but he flew home air ambulance to finish the procedures in Canada. Where, they had to redo the operation on the wrist because they did not do it right in Vegas. He did receive a bill for $100,000 from his 5 day stay in Vegas, in Canada? No bill and he is recovered perfectly.

I am not saying the Canadian system is perfect, but I would take it over the U.S. system every time
 

MD

qualiaphile
The doctor found a lump in my arm, he scheduled 3 MRI's it took only 2 weeks for me to get in not Months. A family member of mine had Breast Cancer, she had the operation in days, not weeks. In Canada if it is life threatening, you are treated immediately.

My Cousin had an accident in Vegas, broken wrist, shattered eye socket, broken Jaw, the hospital in Vegas took great care of him, but he flew home air ambulance to finish the procedures in Canada. Where, they had to redo the operation on the wrist because they did not do it right in Vegas. He did receive a bill for $100,000 from his 5 day stay in Vegas, in Canada? No bill and he is recovered perfectly.

I am not saying the Canadian system is perfect, but I would take it over the U.S. system every time

My friend is still waiting for the malignancy to be removed. I've worked with oncologists in the U.S. and this would be completely unacceptable. The surgical oncologist tells my friend basically tough ****, he's booked.

I've worked in both systems, and both have their drawbacks. If you make enough to afford good insurance then the U.S. Healthcare far surpasses Canadian in terms of care and technology. Private institutions generally are superior to public ones, but introduce inequality in the process.
 

Monk Of Reason

༼ つ ◕_◕ ༽つ
My friend is still waiting for the malignancy to be removed. I've worked with oncologists in the U.S. and this would be completely unacceptable. The surgical oncologist tells my friend basically tough ****, he's booked.

I've worked in both systems, and both have their drawbacks. If you make enough to afford good insurance then the U.S. Healthcare far surpasses Canadian in terms of care and technology. Private institutions generally are superior to public ones, but introduce inequality in the process.
Probably less than 10% of Americans fall into the bolded category. And unfortunately the second part about technology is simply factually untrue. America is quickly falling behind in terms of medical advancement in recent years. Tell your friend to look up a doctor in a different city. Certain places in Canada get overbooked if there aren't enough oncologists in the area. In America we don't have that problem because so many people aren't able to go see the oncologist anyway so that free's up some time to get people in quicker if you have money. But your friend could have it done much sooner if he looks around and asks his doctor if he can be transferred. He may have to travel but there should be no reason why a malignant tumor wouldn't be removed within a month.
 

Revoltingest

Pragmatic Libertarian
Premium Member
My friend is still waiting for the malignancy to be removed. I've worked with oncologists in the U.S. and this would be completely unacceptable. The surgical oncologist tells my friend basically tough ****, he's booked.

I've worked in both systems, and both have their drawbacks. If you make enough to afford good insurance then the U.S. Healthcare far surpasses Canadian in terms of care and technology. Private institutions generally are superior to public ones, but introduce inequality in the process.
That was my experience with an injury in Canuckistan. Upon returning to Americastan, I was able to quickly arrange what I needed with one of the best surgeons in the business. Tis best to have a great job to afford what one wants.
 
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MD

qualiaphile
Probably less than 10% of Americans fall into the bolded category. And unfortunately the second part about technology is simply factually untrue. America is quickly falling behind in terms of medical advancement in recent years. Tell your friend to look up a doctor in a different city. Certain places in Canada get overbooked if there aren't enough oncologists in the area. In America we don't have that problem because so many people aren't able to go see the oncologist anyway so that free's up some time to get people in quicker if you have money. But your friend could have it done much sooner if he looks around and asks his doctor if he can be transferred. He may have to travel but there should be no reason why a malignant tumor wouldn't be removed within a month.

It's a she and she had to wait months to even get the MRI. She's from a small town and had to go to a major city to get it scheduled. America is also still the leader in medical technology because of Silicon Valley and the work it does with imaging and other diagnostic software.

The oncologist I worked with saw a tonne of Medicare and Medicaid patients. The situation isn't as bad as people think. The amount of people who abuse the public system is also staggering, having worked in several inner city hospitals and clinics.
 
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