Should Government Forgive Home Loans?

[PureX]

Should people be dying in the streets and squating in shacks while millions of homes sit empty and fall to ruin because capitalism is a failed economic system?

 

[Revoltingest]

Yeah, well, if/when the USA actually does it, then we can have a completely different conversation. The point is, it's not being done, while many problems continue to fester and smolder unchecked.

That's your point.
I advocate for what should be.

 

[Stevicus]

That's your point.
I advocate for what should be.

So you're a liberal? That's cool.

 

[Revoltingest]

So you're a liberal? That's cool.

A classical liberal...not the modern
authoritarian socialistic kind.

 

[Subduction Zone]

I'll wager that no nation makes all education
available to all for free. Resources are limited,
so there must be an allocation mechanism.
But lets leave that discussion for the school
loan thread.
Do you have any thoughts about home loans?

Do I get a refund on my payments to date?

 

[Revoltingest]

Do I get a refund on my payments to date?

No!

 

[Audie]

Should people be dying in the streets and squating in shacks while millions of homes sit empty and fall to ruin becaus capitalism is a failed economic system?

No, because if you turned a house over to
an addict, soon you'd have a worse problem.

Come to Singapore, try to find an addict.

Behold our glittering city and call forth
( stentorian voice, shrill, whatever best suits)


"Capitalism has failed! Can't you see?? "

Funny man.
Blaming the "system" - anyone, anything
for your failure, but yourself

 

[Stevicus]

A classical liberal...not the modern
authoritarian socialistic kind.

Modern, authoritarian, socialistic liberals?

 

[PureX]

No, because if you turned a house over to
an addict, soon you'd have a worse problem.

40% of the homeless people in the U.S. have jobs. But capitalist greed has determined that they shouldn't be paid a wage that enables them to live in a house. Also, it was capitalist greed that got many of those addicts hooked on drugs. And so far as I know, not one capitalist has yet gone to prison for it. Nor are any of them ever likely to,

If foreigners were responsible for killing thousands upon thousands if U.S. citizens by deliberately addicting them to drugs, for profit, we would lay their country to waste. But here at home, we can do this to each other with impunity so long as it's for profit. Because profit is the motive for everything we do. And the excuse.

 

[Soandso]

My statement was broader than just making it free.
Consider...
Can a student collect PhDs in various fields that
don't yield benefits commensurate with the cost?

I suppose that's possible, though I don't know about the systems those countries use, exactly. That said, if one was worried about someone using tax dollars to persue majors on "gender studdies" or something like that, those could be out of wallet while more practical majors such as STEM could be publicly funded

As for Norway, though, the biggest criticism I see of their system is that the education gained by their public "free" system isn't as good as, say, an ivy league or more recognized schools. On the flip side, a huge amount of their population is highly educated since it's so easily attainable for anyone. That seems like a pretty sweet deal to me

 

[Audie]

40% of the homeless people in the U.S. have jobs. But capitalist greed has determined that they shouldn't be paid a wage that enables them to live in a house. Also, it was capitalist greed that got many of those addicts hooked on drugs. And so far as I know, not one capitalist has yet gone to prison for it. Nor are any of them ever likely to,

If foreigners were responsible for killing thousands upon thousands if U.S. citizens by deliberately addicting them to drugs, for profit, we would lay their country to waste. But here at home, we can do this to each other with impunity so long as it's for profit. Because profit is the motive for everything we do. And the excuse.

I suppose drug kingpins could be called
capitalists, much as Kim IL Jung or the
boys of 911 could be called typical theists.

As for percents, even falsely assuming there's
nothing misleading in the numbers you cite,
there's the % who are addicts, mentally ill,
and who by no standard should be given a house.

Then too, doing odd jobs isn't going to make a living anywhere.

Some homeless are probably unlucky. Those whose
situation isn't from chronic poor decision making won't
stay homeless.

I understand from Christians that all the worlds
ills trace to original sin, with the devil actively
makibg things worse. Some get obsessed with it.

The only recourse is to battle satan,
be a good christian, and know things will get better.

In typical theist thinking, you identify "greed"
and " capitalists" as Satan surrogates

In typical theist fashion, a fantasy world.

In Singapore where fantasy isn't good policy
there's no drug problem, and capitalism is what
brought the city to the forefront of the world's great cities.

Guys like yiu are not helpless tho it may be comforting
to blame not yourself but others.
Showing your greed would be trivially easy so we
won't bother with hypocrisy.
You and all other Americans can vote.
But yiu have exactly the drug problem you choose
to tolerate. In S' pore, that's zero.
Its from action, not pointing fingers everywhere but self
for moral and other failures. Which, amusingly
serves mainly to call attn to said failures.

A little pride and dignity would be a terrif help.
Try it

 

[Audie]

I suppose that's possible, though I don't know about the systems those countries use, exactly. That said, if one was worried about someone using tax dollars to persue majors on "gender studdies" or something like that, those could be out of wallet while more practical majors such as STEM could be publicly funded

As for Norway, though, the biggest criticism I see of their system is that the education gained by their public "free" system isn't as good as, say, an ivy league or more recognized schools. On the flip side, a huge amount of their population is highly educated since it's so easily attainable for anyone. That seems like a pretty sweet deal to me

Let's move Chicago, Newark and Detroit to
Norway.
See how well the system works then.

 

[Alien826]

Behold our glittering city

In 2018, he was admitted to hospital following a near-overdose. As feared, the hospital reported him to CNB and he ended up incarcerated in a Drug Rehabilitation Centre (DRC), a state-run rehabilitation facility. Ben described DRC as a “total prison setting”: he slept on the floor, food was served under the door, and residents were “packed” eight to a cell. Visits were permitted only twice a month. It was, as he said, “a tough time in my life”, experienced more as punishment than as care.

Understanding drug use, addiction, and drug policy in Singapore

Singapore has made no secret of its “zero tolerance” stance on drugs and drug use. But how much do we actually know about this issue? What drives drug use and addiction? What resources are availabl…

transformativejusticecollective.org

 

[Audie]

In 2018, he was admitted to hospital following a near-overdose. As feared, the hospital reported him to CNB and he ended up incarcerated in a Drug Rehabilitation Centre (DRC), a state-run rehabilitation facility. Ben described DRC as a “total prison setting”: he slept on the floor, food was served under the door, and residents were “packed” eight to a cell. Visits were permitted only twice a month. It was, as he said, “a tough time in my life”, experienced more as punishment than as care.

Understanding drug use, addiction, and drug policy in Singapore

Singapore has made no secret of its “zero tolerance” stance on drugs and drug use. But how much do we actually know about this issue? What drives drug use and addiction? What resources are availabl…

transformativejusticecollective.org

Nobody and nothing is perfect.

The "glittering city" reference was about
capitalism. Not addiction.

I don't see homeless. There's no signs of addicts.
Same in Hong Kong or Taipei.

Not like your San Fran or L.A.

Failure of will aka moral weakness has allowed
that disaster to fester and grow.

Pointing fingers is as I mentioned, no substitute
for resolute action.

 

[PureX]

I suppose drug kingpins could be called
capitalists, much as Kim IL Jung or the
boys of 911 could be called typical theists.

I wasn't referring to illegal drug manufacturers, I was talking about the pharmacuitical companies that pushed opioids as non-addictive on doctors for decades knowing full well that they were highly addictive.

As for percents, even falsely assuming there's
nothing misleading in the numbers you cite,
there's the % who are addicts, mentally ill,
and who by no standard should be given a house.

All human beings deserve to have a safe place to live. Rich people should not be deciding who lives and who dies based on whether or not they are economically profitable or morally acceptable.

Then too, doing odd jobs isn't going to make a living anywhere.

Not in a culture that values money more than it values human life.

Some homeless are probably unlucky. Those whose
situation isn't from chronic poor decision making won't
stay homeless.

Comments like this are why the rich should never be allowed to decide who lives and who dies economically. And yet that is exactly what happens under a capitalist system.

 

[Wu Wei]

I'll wager that no nation makes all education
available to all for free. Resources are limited,
so there must be an allocation mechanism.
But lets leave that discussion for the school
loan thread.
Do you have any thoughts about home loans?

Actually a lot of developed countries do; Norway, Sweden, Germany, Denmark, Finland, Austria, Greece, France, etc. however housing and food is not always for free and in many cases not the concern of the college/university at all.

As to forgiving homer loans....being totally mercenary....YES...because then mine would be gone.... being less self-centered and more level headed....No, because I think it would be a major hit to the Economy. ..and just cost taxpayers more and more and more

 

[Valjean]

No, education is not "free". Taxpayers pay for it.

But is it an expense, or an investment?
What would you consider legitimate uses of tax dollars, and why would education not qualify?

How is it that so many small countries can guarantee education or healthcare for all, while the richest country in the world complains the cost would be prohibitive?

 

[Valjean]

My statement was broader than just making it free.
Consider...
Can a student collect PhDs in various fields that
don't yield benefits commensurate with the cost?

Do the 'benefits' need to be financial?
Isn't the purpose of a university education to increase one's appreciation of the world?
Schools teaching remunerative skills like medicine, computer science, or auto mechanics are not universities, they're trade schools.

 

[Hermit Philosopher]

I'll wager that no nation makes all education
available to all for free. Resources are limited,
so there must be an allocation mechanism.
But lets leave that discussion for the school
loan thread.
Do you have any thoughts about home loans?

I mean, obviously, there’s competition: you need to apply to higher education and be admitted, either via good grades, or -if you’re a mature student- by submitting proof of work-experience and scoring well on applicable entry tests. But if you get that far, there are several countries with no tuition fees for higher education. It’s a good thing - for sure.

Humbly,
Hermit

 

[Valjean]

Actually a lot of developed countries do; Norway, Sweden, Germany, Denmark, Finland, Austria, Greece, France, etc. however housing and food is not always for free and in many cases not the concern of the college/university at all.

As to forgiving homer loans....being totally mercenary....YES...because then mine would be gone.... being less self-centered and more level headed....No, because I think it would be a major hit to the Economy. ..and just cost taxpayers more and more and more

Little Denmark, for one, actually pays students to attend university. Maybe others do, as well. I don't know.