I believe there is a rule called Karma. When we don't follow the Divine Will we incur karma whether good or bad. Human life is meant for self-realization when we waste that life on other "exploration"s then we risk forfeiting it.
Yes, karma is a law of nature. But karma is not a punishment or reward system (in my opinion). It is only a law of cause and effect. It is objective. You do something, the consequence that comes back to you is equal to the action. Even if a person does not pursue spiritual life, he/she may incur much good karma for performing selfless acts.
Forfeiting spiritual progress is only a risk to the person who desires that progress. For the individual who desires material existence, his/her material life does not seem wasteful to him/her.
It is not that I disagree that material existence is a place where Realisation is the ultimate goal, but I do not believe that it is our duty to accept a spiritual life if we do not want it. Until the day we want it, we simply remain here. The problem I have with the idea of 'misusing our God given free-will- is that it sounds too Abrahamic. That sort of concept exists more for those who believe that God puts us here and expects us to worship Him and if we reject Him, he sends us to hell. I absolutely disagree with that thinking.