Esteban X
Active Member
Well, I didn't do it.
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9% Say they intentionally have not paid back student loans
- Thread starter Clizby Wampuscat
- Start date
Wu Wei
ursus senum severiorum and ex-Bisy Backson
I never said or admitted any such thing..... you you....ENGINEER.... I used my second worst insult on you...I'd use the worst...but calling you Revoltingest just would have as much clout
Clizby Wampuscat
Well-Known Member
How do you know this, can you read their minds? I work for a large state university and from the top down this is not the culture here. Universities are just providing a service and it costs a lot of money to run a university. No university is forcing anyone to enroll.
The bottom line is that you take out a loan voluntarily you are required to pay it back.
Can you let me know your thoughts on the 9% that have refused to pay it back in protest? How is that moral?
Shadow Wolf
Certified People sTabber & Business Owner
You aren't the first to call obvious disagreement an agreement.
Clizby Wampuscat
Well-Known Member
There it is. They have to live in a way that they don't want to. Well that is what the rest of us do to pay our bills. I could live like a king if I did not have a mortgage, utility bills, college bills for my kids etc. But I pay back what I borrowed at the terms agreed to borrowed the money at.
Wu Wei
ursus senum severiorum and ex-Bisy Backson
What am I missing here...1 is doctors...2 is dentists, but then dentists are doctors.. at least in NY, MA, NH, ME, VT, CN, RI
Clizby Wampuscat
Well-Known Member
Why should a person that never went to college and works hard in this country as electricians, mechanics, custodians, food servers etc. have to pay for someone that was stupid enough to get a cultural studies degree or some such thing? You can use your degree to get a good job if you get certain degrees such as engineering, accounting, teaching, biology, etc. Getting a gender studies or general studies degree will not do it. It is back to people making good decisions and not blaming others for their bad decisions.
But they have the right to make someone
else pay for their hobby degree. It's not like
they can read books about it on their own.
Colt
Well-Known Member
If a kid doesn’t have parents who can save for their education and they want to invest in higher education then they can get a loan and pay it back! That would be self support. Like borrowing for a car or a house.
flowerpower
Member
Arts/Humanities studies I totally agree with - they're glorified hobbies / book clubs / support groups that noone but the person who invested in it should foot the bill for.
But the faculty of professions or even research science is seriously not what it was in the 1960s. And it's got a surging death toll to account for in 2024.
Lol okay. Good luck with that.
Orbit
I'm a planet
Just to point out that those of us in the PSLF programs took the loans out specifically *because* they were offered with the stipulation that remaining balances after on-time payments had been made for ten years would be forgiven if we worked in public service jobs (like teaching) during those ten years. Loan forgiveness is not a leftist plot. It's a way to entice people to fill high-demand jobs, where there are shortages of people who want to serve their communities while making low wages in public service jobs.1 in 10 borrowers who haven’t resumed student loan payments are boycotting - Intelligent
To find out how borrowers are coping with the continuation of student loan payments, Intelligent.com surveyed 1,000 federal student loan borrowers in January 2024.www.intelligent.com
This survey says that 9% of student loan borrowers are intentionally not paying back their student loan out of protest. This is a ethical issue. Why should I the taxpayer pay for their college education when they voluntarily took out the loan? This is radical left wing thinking. Cancelling loan debt is nothing but pandering for votes along with it being ethically wrong. We all must pay back our loans we take out even if we took them out with bad decisions.
Why would it be wrong to starts garnishing their wages to get the money back like deadbeat parents? After all they are deadbeat money borrowers.
For people that cannot afford the payment but want to pay it back I am for working with them to come up with a reasonable payment plan. But they still must pay it back. Why anyone thinks loan forgiveness is a moral act is beyond me.
flowerpower
Member
The world had changed quickly in the last 20-30 years and the universities have failed to keep up with it.
No amount of pretentious sheep skin paper or grad ceremonies will make up for it.
The problem is probably invisible to the people who work in these institutions because a lot of them never have to experience the pain of the real world.
And yes, I know, I'm doing a dirty with the whole "real world" thing here but it applies.
Lives are being ruined and people are killing themselves because good old fashioned universities refuse to modernize and get with the 21st century.
It really is that simple.
That's why we're actually discussing politicians making these moves in the first place.
Shadow Wolf
Certified People sTabber & Business Owner
TagliatelliMonster
Veteran Member
Euh, no. It's a fact that the word "consumer" was used instead of "student" in the post I was replying to.
Education is education.
An educated workforce is preferable over an uneducated workforce.
An educated workforce provides more benefits to society then an uneducated workforce.
The better / more educated, the more benefits.
So it's in a society's best interest to have as many educated workers as possible.
Society as a whole has that incentive.
That doesn't matter to what benefits society in the great scheme of things.
It's about the big picture, not about individuals.
Koldo
Outstanding Member
You are side-stepping the issue, but I won't let you. It bears repeating until you address what I am making blatantly obvious: If you actually believed in people self-supporting themselves, you would be against parents paying for their children's college education, but you are not. You can't have your cake and eat it too.
You just don't want to pay for someone else's college education, other than your own children's. That's it. The whole 'self-supporting' mantra is just bull**** to give your position an undue higher moral ground.
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TagliatelliMonster
Veteran Member
It's in the world's best interest to provide people with an education.
Koldo
Outstanding Member
I legit wonder why people try to frame the issue as if there was a sizeable portion of people actually declaring the world owes them something by the nature of their own existence.
Because what I actually see is people declaring we should organize the world in a certain way where goods and services would be more accessible.
If anything, it is the crowd defending the existence of a natural right to property that presumes the world owes them something.
Koldo
Outstanding Member
I would like to point out that the ones that benefits the most from those loans are the universities, not the students. With those loans, the universities can both sell education to people that otherwise wouldn't purchase it and sell it a higher rate than what would otherwise be possible.
There is a bad system in place, where both the service provider and the lender know there is a high likelihood the customer will be unable to pay back the loan, but you seem to be focusing solely on the customers as the source of the problem. How about making the universities also accountable for what is happening?
Colt
Well-Known Member
In America tax payers already provide free education K-12 and even 2 meals a day which many young people don’t even take advantage of. Those who do end up subsidizing those who don’t going forward. As for higher education one has to pay their own way.
The improvident have always expected others to care of them. They become the wards of the paternalistic state. So naturally they will vote for politicians who promise to pay their bills for them buy confiscating the earnings of the responsible.
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