My own common sense tells me the first human was complete. because if it was not complete It would have not survive past the first day.
Does not common sense explain, the first of any species life, needs a brain, heart, lungs and everything else that makes that particular species alive.
For any species to remain alive for more than a few moments, that species requires it's vital organs, all at the same time, does it not?
But life isn't a succession of discrete species or types. Life's more a spectrum; a succession of small, usually unnoticeable changes, with no clear demarcation between species. Where the line gets drawn between an ancestral, ape species and the first "human" is pretty much arbitrary.
As has been mentioned, every organism in any line of succession was fully functional and complete, with all the parts and processes necessary to survive and reproduce in its particular environment.
Every species doesn't require all the myriad parts and processes you or your cat possess. Life began with simple, microscopic, unconscious, assemblages of atoms and molecular structures. Occasionally some would combine into amalgamations of parts, forming little structures. Some would self-replicate under certain conditions. Eventually self-replicating assemblages of 'parts' developed and, as changes or errors occurred with each replication, the dysfunctional changes were eliminated while the more functional variants "survived" to replicate again, passing on any "design" improvements to future replications/generations.
Proto-life, up to this point, has been observed as well as created in the lab, but the spontaneous formation of actual, metabolizing, fully reproductive
cells has not yet been observed.
This first life did not need a brain, heart, or lungs to survive. They were simple, microscopic, aquatic, metabolizing blobs, able to grow and sometimes replicate themselves. It was the replication that enabled the process of natural selection to begin and, with it, increasing functionality, robustness, and complexity. As small variations occurred with successive generations, the more functional changes improved survival rates and, with it, reproductive success -- increasing their percentage in the population.
The hearts, lungs, and limbs you mentioned developed gradually, through tiny changes, over billions of years.