There is no "uncontrolled capitalism" here.
Socialist do love to use that phrase, but it's a straw man.
We're highly regulated.
I know. I do business here.
You extol the virtues of Europe, & see only problems
in USA. This bespeaks blind prejudice. You can't
argue for socialism, ie, government owning the
means of production by citing capitalist countries
with social programs you prefer....including more
censorship of speech.
I've dealt with Citizens NA, a bank that's owned by
RBS, which is owned by the British government.
They are the most vicious lender I've ever had the
misfortune of dealing with.
Nowadays, I borrow only from lenders who hold
their portfolio...not those who might sell my loan
to a thug.
I have no idea how RBS subsidiaries operate in the USA, but it will certainly following American financial rules.
In the UK they operate by British rules which are generally understood to be fair.
However banks world wide only hold a tiny fraction of their deposits and the rest is invested in trades of various kinds.
The rules for these vary country by country. And bank by bank.
RBS was very badly hit by the American banking crisis, and only survived by accepting government loans. The British government has no direct control over it, nor does the government have any direct control over the bank of England. To a large extent the bank of England is independent of the treasury
I do not know how large a stake the government still holds in RBS. But I know most other British banks have already paid off their loans.
Socialism in Britain and Europe rarely includes ownership of the means of production, and as far as I can tell does not at all in the UK. however the is strong public pressure to bring back the railways under national control, as there is for the water industry. Both of which have suffered badly after privatisation.
The Chinese system of capitalism has certainly created the world leading infrastructure and the fastest growing industrialization and manufacturing base that the world has ever seen. With the establishment of the cleanest safest and most modern cities in the world that have the best communications and transport systems far out pacing anything America has to offer.
By and large a vast majority of Chinese support their government. And are pleased with the quality of their lives. I do not think many Americans understand how The "communist" Chinese government can establish such an effective capitalist society.
It is these hybrid socialist/ capitalist systems that are the most prevalent in the world today.
With the American version being regarded as something of a dinosaur.