Voluntary....there is no system that can be seen as such.I despise them making money because we have to use their stuff. I hate that credit scores are lowered when you don't have debt. I pay my bills. The fact I don't take on debt more than I need to should be reflected in my score. But it's not. There's nothing voluntary about it. Make the banks rich or go without basics.
Even under socialism & communism, one doesn't just get
whatever one wants. There's always an allocation process
with limits.
Why resent others making money? Should you be resented
for wanting a career playing poker...contributing arguably
nothing at all to society?
Wait til you're a landlord, managing hundreds of tenants.
The pattern emerges.