"they must become Muslim or be subdued by them" relates to those disbelievers who attack the Muslim state/nation.
"Although dhimmis were allowed to perform their religious rituals, they were obliged to do so in a manner not conspicuous to Muslims. Display of non-Muslim religious symbols, such as crosses or icons, was prohibited on buildings and on clothing (unless mandated as part of distinctive clothing). Loud prayers were forbidden, as were the ringing of church bells or the trumpeting of
shofars. They were also not allowed to build or repair churches without Muslim consent. .. In the
Mamluk Egypt, where non-Mamluk Muslims were not allowed to ride horses and camels, dhimmis were prohibited even from riding donkeys inside cities. Sometimes, Muslim rulers issued regulations requiring dhimmis to attach distinctive signs to their houses."
Dhimmi - Wikipedia, the free encyclopedia
"The intention of taking the
jizya is
not to approve the
disbelief of non-Muslims in Islam, but rather to spare their lives and to give them some time; in hope that during it; they might stop to reflect on the virtues of Islam and its compelling arguments, and consequently converting from disbelief to belief. That's why it's important to pay the
jizya with
humiliation and servility, because naturally, any sensible person cannot stand humiliation and servility. So if the disbeliever is given some time watching the pride of Islam and hearing evidences of its authenticity, and see the humiliation of the disbelief, then apparently this might carry him to convert to Islam, and that's the main rationale behind the enactment of the
jizya."
Jizya - Wikipedia, the free encyclopedia
"The rate of
jizya and
Kharaj tax, head tax and land tax respectively, exceeded 20% for all non-Muslims, and payable by new moon. In the western Islamic states, for dhimmis who were Christians and Jews of Egypt and Morocco, these taxes were often graded into three levels with minimum rate being 20% of all estimated assets and any sales. The highest rates ranged from 33% to 80% of all annual farm produce on land inside the Islamic empire. In the eastern Islamic states, for dhimmis who were Hindus and Jains, the tax structure were similar, with non-Muslims paying jizya and Kharaj tax rate at least twice the zakat tax rate paid by Muslims."
Jizya - Wikipedia, the free encyclopedia
"Other taxes payable, by or from the property of non-Muslim subjects, along with jizya were
fai,
ghanima and
ushur.
Fai (sometimes spelled fay) was non-Muslim property seized by a Muslim official; the non-Muslim was sometimes allowed to reclaim the seized property by paying 100% of assessed value of the seized property.
Ghanima was the 20% tax paid by the Muslim army commander on the booty and plunder collected from non-Muslims by force (
anwatan) after a war or after the commander launched a raid against non-Muslim trade posts, temples, or caravans. The commander and his Muslim soldiers were entitled to keep 80% of the booty.
Ushur (sometimes spelled ushr) was customs tax payable when people entered or exited the borders of an Islamic state. Non-Muslims paid twice the rate than Muslims on assessed value of property in possession of the transiting person. This was in addition to the jizya."
Jizya - Wikipedia, the free encyclopedia