I don't think that Jesus is a myth but I believe what was written about him in the NT is largely mythical.
As I understand it, if the story is all fiction, it is called myth, if it's all fact, it's called history, and if it's a blend, it's called legend.
In my case, I view Jesus as a metaphor for the human experience and connectedness to the rest of the Universe.
You're free to do that even if you are a believer. Believers have already gone over that slippery slope when they began to pick and choose which declarative sentences should be taken literally and which can be taken in other ways. The deity itself symbolizes man and his quest to self-actualize. The crucifixion represents the fall of Greco-Roman culture, with resurrection referring to the Renaissance (literally, rebirth) of that tradition in the West.
Credulity isn't the same thing as faith
Agreed.
Nothing here that you don't already know, but I'd like to summarize. Justified belief is not unjustified belief. Credulity includes both, but only the latter is faith.
Belief should be commensurate with the quantity and quality of evidence that supports that belief, and this has a semiquantitative range (possibly correct, probably correct, very probably correct). Also, it should be tentative and amenable to revision pending new relevant information. If it is, the belief can be said to be justified.
and faith doesn't have to exist as an opposite force to skepticism
Here I disagree. Skepticism (combined with empiricism) is the rejection of faith as a path to knowledge. Sufficient skepticism is what the faith-based believer lacks.
One can accept that Jesus existed and was a great teacher/guru without considering him a lord or savior.
Agreed, just as one can accept that he lived but was not a great teacher or savior.
Maybe that's not what YOU meant here, but I really don't understand why people consider that a special life or message absent the miracles. For me, that was the story of a typical religious reformer advocating for piety and what I consider imperfect moral instruction. I know and have known (or know about) thousands of people who have lived lives equal to or more exemplary than that one. Why is this trope repeated so often and accepted without analysis?
What is your reason for not accepting Jesus Christ as your lord and savior? The one who saves us all from eternal death—separation from God—according to the Holy Bible.
There's insufficient reason to believe that. The critically thinking empiricist needs reasons to believe, not reasons to not believe. That's the default position for every claim. That's skepticism.
You don’t have to be messed up to believe in Jesus.
You have to be willing to believe by faith, which can "mess" one up. I know this firsthand. The worst decision I ever made was faith-based and I'm still paying for it today.
I accept Jesus while retaining my intellectual integrity.
The critical thinker has a different definition of intellectual integrity, one which excludes belief by faith, which is a logical error that generates a non sequitur every time. It's best to navigate life using an accurate mental map. With faith, one adds roads that aren't there and omits roads that are. If you your vehicle has an inaccurate GPS map, it won't work out well for you. I also know that from firsthand experience.
One who has faith has no need for empirical weight.
I'll bet that you do. I'll bet that you don't cross the street without looking for evidence that it's safe to do so.
The opposite is correct, however. The strict empiricist has no need for faith, and in fact, goes to great lengths to avoid it.
walking on water is just a story to show how Jesus defies natural laws, for example, raising the dead.
It's just a story to me, but a lot of believers believe it. If one is willing to believe by faith, why not believe that, too?