9% Say they intentionally have not paid back student loans

[flowerpower]

Calling blatant disagreemnt and agreement?
No, that's nit the case and I didn't misread your post. You said:

After that its more mindless ranting that more nonsense, some garbage about lawyers, and more nonsense regarding suicide.

Again - you misread and misunderstood my post. Now I'm starting to think that you're doing it intentionally.

Probably because you have some ill-founded prejudice against me that you need to get out of the way if we are to have any productive conversation in the future, which I suggest you do. You didn't even bother to read the rest of my post which says everything about your attitude here.

Yes, I said:

Medical professionals, especially psychiatrists, are having routine panic attacks and nervous breakdowns on a routine basis because of something extremely stupid someone encouraged them to do when they were 17 years old.

Yes. That's something that is actually happening today.

Psychiatrists have the highest rate of suicides in all professions and it's because of the glib thing I wrote. Lawyers are close behind them.

18 year olds know very little about what it means to be a lawyer or a doctor. Especially if they have no one with a foothold in that field who is willing to mentor them.

The saddest stories involve them and their parents getting chicken hawked by universities because they're naïve and believe being good and working hard in school is going to pay off for them one day. More often than not, it doesn't.

And the higher the prestige and cost of the qualifications they pay for, the bigger the blow it has on their mental health and wellbeing.

Don't reply to me again unless you're going to properly represent what I said and intend to provide a good faith response.

Try to make it coherent this time too.

 

[metis]

What was it, conscripted internship?

I guess.

 

[Clizby Wampuscat]

Really? Yeah really.

It's ironic that a lot of these no nothing kids who sign up for 6 figure loans to study law will inevitably learn about unconscionable conduct in contract administration - which is exactly what these universities are doing to them.

Yes, 18 years old means you are technically an adult. But that doesn't mean you know anything about anything. Especially not what you're signing up for. And, at that age, they're usually guided by their parents and teachers who either don't have a clue what these kids should be doing with themselves at 18 or are completely out of touch with the tertiary education and entry level positions in careers in the 21st century.

Student loans are a huge problem facing society in the 2020s. The universities are the ones to blame. They deserve to eat it.

But the universities have already been paid. It is the taxpayer that is eating it which is entirely unfair. Why do I need to pay for my education and a portion of everyone else's?

Why is a student loan treated differently than any other loan? Why should this certain people who did not pay back their loan get a free ride when everyone else that did pay thiers off get nothing? How is this right and ethical?

 

[flowerpower]

But the universities have already been paid. It is the taxpayer that is eating it which is entirely unfair. Why do I need to pay for my education and a portion of everyone else's?

Why is a student loan treated differently than any other loan? Why should this certain people who did not pay back their loan get a free ride when everyone else that did pay thiers off get nothing? How is this right and ethical?

That's why you need to direct your grievance towards the universities.

They know exactly what they're doing, they know exactly how and why they profit and where their bread is buttered.

They know they cause massive problems for society, increasingly, in the world today and they have no intention of fixing those problems because they have no intention of letting go of the unbelievably lucrative functional scam they have going.

 

[Colt]

You are the first person I have ever met that thinks that parents shouldn't ever pay for their children's college education.

My first wife and I paid for our children’s college. My last of 3 just graduated with a small loan that helped us get her through an Ivy League biomedical engineering school. We agreed that we would also pay her loan off.

 

[Revoltingest]

With all due respect, did you pass macroeconomics exams, at university? I did.
Your field is engineering.

I studied economics too.
Enuf to know BS when I see it.

 

[Koldo]

My first wife and I paid for our children’s college. My last of 3 just graduated with a small loan that helped us get her through an Ivy League biomedical engineering school. We agreed that we would also pay her loan off.

So the whole thing about believing in people being self-supporting was just.... a lie? Thought so.

 

[Shadow Wolf]

Psychiatrists have the highest rate of suicides in all professions and it's because of the glib thing I wrote. Lawyers are close behind them.

Have you ever talked to anyone in mental health? Amd no, its MDs in general.
Top 11 Professions with Highest Suicide Rates - MentalHealthDaily

There are many factors that are believed to make doctors more likely to resort to suicide than average, including: long hours, demanding patients, malpractice lawsuits, continued education, medical school expenses, and ease of access to medications.

2. Dentists​

3. Police Officers
4. Veterinarians
5. Financial Services
....
8. Lawyers

 

[Secret Chief]

Have you ever talked to anyone in mental health? Amd no, its MDs in general.
Top 11 Professions with Highest Suicide Rates - MentalHealthDaily

I did wonder about the last one - access. I've known three nurses and two have previously considered suicide using the meds they have access to.

 

[Shadow Wolf]

I did wonder about the last one - access. I've known three nurses and two have previously considered suicide using the meds they have access to.

Yeah, that easy access has a nasty reputation of making healthcare workers who have into pillheads.

 

[flowerpower]

Have you ever talked to anyone in mental health? Amd no, its MDs in general.
Top 11 Professions with Highest Suicide Rates - MentalHealthDaily

2. Dentists​

3. Police Officers
4. Veterinarians
5. Financial Services
....
8. Lawyers

Lol

Thank you for consolidating my point for me by backing it up with evidence.

I told you we were on the same side!



Yes, I've known countless people who work in mental health and health care generally - some are close family members.

Would you like to drop the faux pissing match now? It's really quite annoying.

 

[Shadow Wolf]

We are

Lol

Thank you for consolidating my point for me by backing it up with evidence.

I told you we were on the same side!



Yes, I've known countless people who work in mental health and health car generally - some are close family members.

Would you like to drop the faux pissing match now? It's really quite annoying.

We aren't on the same side. You claimed the suicide is from going into the field in the first place and ammasing the debt. But it turns out working in the medical field is demanding and stressful amd the reasons are more complicated than that.
I am all for letting people get an education to work in their field of choice sans without having to worry about of theyll make enough to pay it back. We'd have an even greater shortage of necessary workers than we do now (such as healthcare, which is short staffed across the board).

 

[Revoltingest]

We are

We aren't on the same side. You claimed the suicide is from going into the field in the first place and ammasing the debt. But it turns out working in the medical field is demanding and stressful amd the reasons are more complicated than that.
I am all for letting people get an education to work in their field of choice sans without having to worry about of theyll make enough to pay it back. We'd have an even greater shortage of necessary workers than we do now (such as healthcare, which is short staffed across the board).

Becoming a doctor is just for students
who couldn't get into engineering.
(@Wu Wei even admits this.)

 

[Shaul]

I'm surprised people think lending money to others with interest is a moral act.

Expecting more back than you lent someone is way more immoral than not paying out of protest.

I'd be well happy to pay back the $15k if I took that out as a student loan. I shouldn't a the end of that loan, ended up paying closer 2x that amount thanks to interest.

If you believe this then you should never borrow money either. That would be enabling immorality.

 

[Shaul]

I can assure you that in the EU such discourse has never existed.
A university is prestigious, because of its history. Not because of its "cost".
The University of Bologna is very prestigious, for example.
And affordable.

If the United States became as wealthy as Europe...it wouldn't be a tragedy.

Remind me who among the wealthiest people are University of Bologna graduates.

 

[Shaul]

I've had long conversations with a couple of my friends as to why they are intentionally NOT paying back their student loans.

It boils down to this - the literally can't.

They ran the numbers and they literally can't without upending everything about their lives and living in a way they don't want to.

Sorry my lie detector went off. Yes, they literally can pay back their student loans. They are just not willing to do what it takes to do so.

 

[flowerpower]

We are

We aren't on the same side. You claimed the suicide is from going into the field in the first place and ammasing the debt. But it turns out working in the medical field is demanding and stressful amd the reasons are more complicated than that.
I am all for letting people get an education to work in their field of choice sans without having to worry about of theyll make enough to pay it back. We'd have an even greater shortage of necessary workers than we do now (such as healthcare, which is short staffed across the board).

Lol yes - we are literally on the same side. I'm baffled by your instance that we aren't.

What part of "I agree with you" don't you understand?

You're trying to cause problems where there are none and trying to pick arguments when it's unnecessary.

 

[Colt]

So the whole thing about believing in people being self-supporting was just.... a lie? Thought so.

I am self supporting, I’ve supported my children until they could support themselves. I guess you think the world owes you an education and a living?

 

[Revoltingest]

I am self supporting, I’ve supported my children until they could support themselves. I guess you think the world owes you an education and a living?

I notice that those who feel they're owed something
they want but didn't earn, typically aren't willing to
do what it takes to earn it. They see that others
have much, & envy them. Entitlement.

 

[Koldo]

I am self supporting, I’ve supported my children until they could support themselves. I guess you think the world owes you an education and a living?

No. But it is hypocritical to say you believe in self-supporting when that is not the actual case. When it came down to your own children, you went ahead and paid for their college education, rather than letting them do all the self-supporting you preach.