godnotgod
Thou art That
Again you are muddling up and misprepresenting. There can be the meditative experience of stillness of mind. There can be cessation of self-view based on insight. Neither of these require your beliefs in "universal consciousness" and "cosmic consciousness".
You're absolutely correct. UC and CC are not beliefs. The meditative state is only a pathway to them, but no guarantee you will experience either. Some stay in the same place for years, without making any progress, as they are still attached to Identification.