Here's the cynical but practical response.
Thank you. This is what I was looking for on this thread, ideas about why one would want to remarry after a divorce or the death of a spouse. It is more cynical than I think is called for, because people do remarry after a spouse dies and they don't run into any problems.
I wouldn't remarry if I found myself alone. I'm 68 and financially secure. The only benefit might be fulltime companionship, but marriage isn't required to be living together.
Marriage is required for a Baha'i to be living together if they are having sex. Although I might be able to have a roommate who is a man why would a man would want to be my roommate and live in a disheveled house with eight cats?
I am not really looking for a roommate for companionship as I do quite well on my own and I don't need a roommate to help me with finances, so what would be the point of having a roommate? If I remarry it will be because I love the man and want to live with him and make a life with him.
I am rethinking the reasons why I would want to get married again and that was the purpose of this thread. After my late husband passed on the reason I felt a need for a man was because I felt helpless and I wanted help with the house and property and help with the cats, but I later realized I have enough money to hire help and I have already arranged to get help with the cats. Moreover, my late husband was not helping me with anything for the last few years even when he was alive and well, so my situation now is no different, except that I do not have to take care of him.
The problem here is that the risk of inviting a predator of sorts into your life is too great, somebody looking at you as a source of wealth. I think it might be very difficult to determine that before being harmed. Nice, older people tend to be gullible, to be unaware that so many of these people are out there, and to be susceptible.
I cannot even imagine marrying someone unless I knew what his character was line ahead of time and that is a requirement for Baha'i marriage and there are ways of determining this. Although I can certainly understand how meeting someone on a dating site can present problems, people do meet on dating sites and get married and live happily ever after. After my brother was widowed he met a Baha'i woman on a Baha'i dating site and they have now been happily married for about 15 years.
I would say getting married is unnecessary and risky.
That is easy from you to say it is unnecessary, but you might feel differently if you lost your wife.
On the other hand, since you have a completely different lifestyle from me, with a social circle or friends, maybe you would not mind living alone for the rest of your life.
I don't think remarriage after a divorce or widowhood is risky if one goes about it properly, using common sense. People do it all the time and wind up being happy.
Comingling assets is a mistake. Giving access to your assets (joint accounts) to another is a mistake. Loaning more than a small amount of money is a mistake (all loans should be considered gifts anyway). And absolutely never make anybody like that the beneficiary of a life insurance policy.
I fully agree. I told that con man William (or whatever his real name is) at the very beginning of our e-mail conversation that if we got married I would always keep all my money and assets in my name and I would expect him to keep his money and assets in his name. I would say the same to any man and if they think they could convince me to do otherwise they don't know me. I was not going to even give that man William a small loan since I knew better. Why he kept trying is because that is what con men do, but he was wasting his time on me, as he found out later. Maybe the big mistake I made was telling him my net worth, but I will never make that mistake again, live and learn.
Since I have no children, all my money and assets are going to the Baha'i Faith and animal rescue organizations. That was the understanding I had with my late husband, so if I commingle my money and assets with another man, that would be a betrayal of his trust. Any man who cannot understand that would be automatically eliminated.
In my opinion, anybody uninterested in you under those conditions is somebody to avoid. What legitimate reason would they have for objecting? None. Marriage is a way for such a person to gain access to your life. If he's a con, he'll tell you how important it is to him, and reasons why he needs you to make this commitment and show this degree of trust.
Of course that would be someone to avoid. Of course if he was a con man he would object, but it would never get that far as I would thoroughly investigate anyone I was considering marrying, even before I dated him. I have now learned a hard lesson but I did not lose anything except some time.
When I married my late husband he did not have anything except a check from social security disability and a trailer he was living in, and I did not have anything but a job and the apartment I was renting. We built a life together and I loved him and trusted him implicitly, so all our assets were joint. However, that is not going to happen again since the financial assets I have now were gained by my own work and my late husband's work and our investing. Likewise, I would never expect a man I might marry to share his financial assets with me.
I watch a lot of true crime dramas on TV as well as fictional depictions like Law & Order. It is almost incomprehensible that an older woman would marry a man and give him access to any of her money or assets, let alone taking out an insurance policy with him as the beneficiary.
Moreover, it is only common sense that if a man loves a woman and is marrying for love he would not expect any financial compensation. Any man close to my age who is worth marrying would be financially stable. There are many such men, but whether I would be compatible with them and love them is another story.