Tell me why when two disciples of Jesus get together he can't talk to them? I ask because you say it is possible that he speaks to your elders. If you think he can't speak to you, why not?
Oh, I absolutely do believe that He can and does speak to each of us. As a matter of fact, that is one of the foundational tenets of Mormonism. But I believe He speaks to me with regards to things that pertain to me personally or to the individuals for whose welfare I am responsible (my children, for instance, when they were growing up). I believe that He speaks to Sunday School teachers, in helping them know how to present the material in their lessons so that it will resonate with everyone in the class and that it will meet the needs of all of the students in the class. I believe that He speaks to the bishop (i.e. pastor, I guess you'd say) of my ward (i.e. congregation) and to his two counselors, to help them be in tune with the needs of the ward members. I believe that He speaks to the President of the Church, his two counselors and to the men who comprise the Quorum of the Twelve Apostles, to direct
the Church as a whole. It is through this organizational structure that we see the Church as continuing to teach true doctrines and not fall into apostasy a second time.
In Ephesians 4:11-14, Paul says, "And he gave some, apostles; and some, prophets; and some, evangelists; and some, pastors and teachers; For the perfecting of the saints, for the work of the ministry, for the edifying of the body of Christ: Till we all come in the unity of the faith, and of the knowledge of the Son of God, unto a perfect man, unto the measure of the stature of the fulness of Christ: That we henceforth be no more children, tossed to and fro, and carried about with every wind of doctrine, by the sleight of men, and cunning craftiness, whereby they lie in wait to deceive..." We Mormons believe that without this same organizational structure, it would take no time at all before we were as "children, tossed to and fro [again], and carried about with every wind of doctrine." Going back to what I said about God speaking to my ward's bishop and guiding him in pastoring its members... Bishops generally serve in that capacity for a period of five years. It's a lay ministry, so a bishop continues to have a full-time secular job while he is a bishop. At the end of the five years, he is "released" from his calling and a new bishop called to take his place. At this point, God begins to direct the affairs of my ward through the new bishop, and no longer speaks to the former bishop regarding things pertaining to my ward as a whole. He would still continue to talk to him about his own life choices and about raising his family. And even when a person is serving as the bishop, God will never communicate with him regarding matters pertaining to the Church as a whole. Instead He would speak solely to the President of the Church.
Consider, for example, our Church's health code, "The Word of Wisdom." This is a directive we believe was given to Joseph Smith back in 1838. It prohibits alcohol, tobacco, tea and coffee, encourages a diet high i fruits, vegetables and whole grains and suggests that meat be eaten in moderation. Suppose this health code had never been given to Joseph Smith or to any of the Church's Presidents after him. Instead, suppose that this was something God wanted to reveal to us today. Rather than speak to each of the 15 million members of the Church individually or even to the tens of thousands of LDS bishops individually, we believe He would speak solely to the President of the Church. The President of the Church would meet with the other 14 men I mentioned and would tell them that God had revealed something He wanted the members of the Church to know. Together those men would fast and pray for confirmation and a confirming witness that God had, in fact, revealed this new directive to the President of the Church. Only after all of them had received a testimony to this effect, would the information be passed on to the members of the Church. The thing is, we are told that whenever anyone in a leadership position speaks to us, we are not to just blindly accept his words, but to ask God in prayer for confirmation of their truth. We believe that God will grant wisdom to anyone who goes to Him in prayer, having faith that his prayers will be answered. This is how we believe the Church functioned during the first century -- that God revealed His will to Peter (who had been chosen to direct the Church in Christ's absence) and the other Apostles. They would pass the information along to the bishops of the various congregations and those bishops would, in turn, pass it to the members of their own congregations. It's a pattern that, had it continued to have been followed after Christ's death, would have kept the Church strong and unified.
This is just my belief. I'm not sharing it with you for the purpose of changing your mind, but just to help you understand why we believe as we do.